Interest is compounded and credited monthly, based on the daily collected balance. Interest rates are variable and determined daily at Chase's discretion. Rates are effective for 12/05/2023 only, and are subject to change without notice. Web site rates are generally updated each business day in the morning and rates may vary by market. Balance tiers are applicable as of the effective date of these rates and may change at Chase's discretion. Rates may vary by market. Account fees may reduce your earnings.