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My Chase Plan Hub

Pack now, pay later

Break up Chase card purchases into budget-friendly payments with no interest — just a fixed monthly fee.

 

Don’t have a Chase credit card? Find a card that fits your needs.

MY CHASE PLAN®

Make equal monthly payments on purchases of $100 or more — with no interest, just a fixed monthly fee.

Equal monthly payments

for any purchase of $100 or more

Pay it off with no interest

— just a fixed monthly fee

You still earn rewards

as you do today for purchases

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1. Select the My Chase Plan® option next to an eligible purchase in your account activity.

Illustrative example only

2. Choose the plan that works for you, know exactly what you need to pay each month.

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3. Track your My Chase Plan® payment progress at a glance.

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Plan durations range from 3-18 months, based on the purchase amount, your creditworthiness and your account history. You’ll see 1-3 plan duration options.

How it works

My Chase Plan video. Break up Chase credit card purchases into budget-friendly payments in the Chase Mobile app.Opens Overlay

To see if My Chase Plan® is available on your account, please sign in to chase.com or the Chase Mobile® app.

Don’t have a Chase credit card? Find a card that fits your needs.

Frequently asked questions

My Chase Plan lets you pay off a purchase over time in fixed, equal monthly payments. There’s no interest for this purchase once it’s placed in a plan, just a fixed monthly fee. You can also calculate your plan options for a purchase of $100 or higher before you make a purchase.

You can start a plan from an eligible purchase in your account activity, or through the My Chase Plan dashboard on chase.com. You can also use the dashboard to check the status of your plans.

Purchases of $100 or more with the “Pay with My Chase Plan” option next to the transaction amount in your credit card account activity are eligible. You can also find a list of eligible purchases after you choose "Create a plan" on the My Chase Plan dashboard.

We won’t charge you any interest on a purchase once it’s in a My Chase Plan. Instead there’s a fixed monthly fee for each plan.

Choose “Calculate a My Chase Plan” on the My Chase Plan dashboard through your online Chase account to get an idea of your plan options prior to making a large purchase.

There's no need to make any separate payments for your active plans. We'll automatically add the monthly My Chase Plan payment to your minimum payment due each billing cycle. Pay at least your minimum payment when it's due each billing cycle, and you'll pay off your My Chase Plan balance on time.

 

Once you set up a plan, you'll see a payment amount option called "interest saving balance." When you choose this option, you won't pay off your entire My Chase Plan balance earlier than intended, and you'll still avoid interest on new purchases.

Still have questions? See the full frequently asked questions.

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