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My Chase Plan Hub

Make a purchase, pay over time

Introducing a new feature on Chase credit cards.

Don’t have a Chase credit card? Find a card that fits your needs.

MY CHASE PLAN℠

Make equal monthly payments on purchases of $100 or more — with no interest, just a fixed monthly fee.

Equal monthly payments

for any purchase of $100 or more

Pay it off with no interest

— just a fixed monthly fee

You still earn rewards

as you do today for purchases

Plan durations range from 3-18 months, based on the purchase amount, your creditworthiness and your account history. You’ll see 1-3 plan duration options.

How it works

My Chase Plan videoOpens Overlay

To see if My Chase Plan℠ is available on your account, please sign in to chase.com or the Chase Mobile® app.

Don’t have a Chase credit card? Find a card that fits your needs.

Frequently asked questions

What is My Chase Plan℠?

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My Chase Plan℠ lets you pay off a purchase over time in fixed, equal monthly payments. There’s no interest for this purchase once it’s placed in a plan, just a fixed monthly fee. You can also calculate your plan options for a purchase of $100 or higher before you make a purchase.

How do I create and use My Chase Plan℠?

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You can start a plan from an eligible purchase in your account activity, or through the My Chase Plan℠ dashboard on chase.com. You can also use the dashboard to check the status of your plans.

What purchases are eligible for My Chase Plan℠?

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Purchases of $100 or more with the “Pay with My Chase Plan℠” option next to the transaction amount in your credit card account activity are eligible. You can also find a list of eligible purchases after you choose "Create a plan" on the My Chase Plan℠ dashboard.

Will I need to pay interest on a My Chase Plan℠?

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We won’t charge you any interest on a purchase once it’s in a My Chase Plan℠. Instead there’s a fixed monthly fee for each plan.

Can I explore the My Chase Plan℠ options available to me before making a large purchase?

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Choose “Calculate a My Chase Plan℠” on the My Chase Plan℠ dashboard through your online Chase account to get an idea of your plan options prior to making a large purchase.

Still have questions? See the full frequently asked questions.