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Credit scores

 

Whether establishing credit for the first time or trying to improve your credit score, consider these strategies and tips.

Learning about credit scores

What is "good" credit? Why is it important to have good credit? And what is credit utilization ratio?

credit scores
609 credit score: A guide to credit scores

A 609 is considered fair or near prime depending on the scoring model. Learn about your approval odds and ways to help your score.

credit scores
Do utility payments affect credit scores?

Utility payments usually do not affect your credit score unless unpaid bills go to collections. However, some services now let you add on-time utility payments to your credit report, which may help improve your score.

credit scores
300 to 600: Poor credit score and what it means

According to VantageScore, a “bad” or “poor” credit score is anything below 600. Find out more about bad credit scores and how to build up credit.

Understanding the importance of your credit history

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