Using the Sapphire Reserve for Business℠ $300 travel credit
Quick insights
- The Chase Sapphire Reserve for Business card provides a $300 annual travel credit on travel purchases.
- Cardmembers are reimbursed for qualifying travel purchases, which may include airfare, hotel stays, car rentals and more.
- Cardmembers don’t need to activate the credit or use specific booking sites to receive the credit.
For businesses that travel regularly, the Chase Sapphire Reserve for Business annual travel credit can help offset travel expenses while complementing the card's suite of travel benefits and rewards. The benefit automatically provides a statement credit for eligible travel purchases and can provide value for businesses with ongoing travel needs.
Let’s unpack how this travel credit works, including eligibility requirements, how to use the credit and how often you receive this benefit.
What is the Sapphire Reserve for Business annual travel credit?
The annual travel credit reimburses Sapphire Reserve for Business cardmembers for up to $300 in eligible travel purchases each year. Cardmembers may earn the credit by purchasing airfare, hotels, car rentals and more. The credit renews on the account anniversary date each year.
While Sapphire Reserve for Business carries an annual fee, businesses that travel frequently and take advantage of the card's travel benefits, statement credits and rewards earning opportunities may find value beyond the cost of the card.
How does the $300 travel credit work?
When the primary cardmember or an authorized user (e.g., an employee cardmember) makes a qualifying travel purchase, Chase applies a statement credit.
The travel credit can be applied to multiple eligible purchases. For example, if you spend $145 on a 1-night hotel stay and $290 on airfare, you’d receive a $145 credit for the hotel stay and a $155 credit for the airfare—totaling $300 in credits.
Additionally, you’ll still receive the credit if you make an eligible purchase over $300. If you spend $750 on a car rental, you’d receive the full $300 credit as reimbursement. Visit our Credit Card Resource Center if you have additional questions about how this credit is applied.
Any purchase that a merchant categorizes as travel on the card can be reimbursed through the credit. This may include more expenses than you might expect, such as hotel room service, taxi fares and train tickets. Purchases don’t need to be made through a specific travel booking site to qualify.
The statement credit could appear on the billing statement within a few days, but it may take 6 to 8 weeks (1-2 billing cycles) to be applied. Cardmembers can track their travel credit usage over a 12-month period by logging into their Chase account and viewing their card benefits.
Keep in mind that purchases that qualify for the $300 travel credit will not earn points.
More rewards with Chase Sapphire Reserve for Business
The travel credit is only one of several travel and business benefits available with Sapphire Reserve for Business. In addition to the $300 travel credit, the card includes:
- Complimentary access to Chase Sapphire Lounge® by The Club network and 1,300+ Priority Pass™ airport lounges worldwide with up to two guests
- $500 credit for stays with The Edit by Chase Travel® ($500 in automatic statement credits annually for bookings made with The Edit, with a maximum of $250 per transaction. Two-night minimum required. Purchases that qualify will not earn points.)
- 8x points on all purchases through Chase Travel℠
- 5x total points on Lyft rides through September 30, 2027
- 4x points on flights and hotels booked direct
- 3x points on social media and search engine advertising on up to $1 million in purchases each account anniversary year, starting November 15, 2026
- 1x points on all other purchases
- Statement credits for qualifying business purchases made directly with Google Workspace and ZipRecruiter
- Complimentary employee credit cards
Not a cardmember yet? You may want to consider applying for Sapphire Reserve for Business to earn these rewards and more.
In summary
Sapphire Reserve for Business cardmembers can receive a $300 annual travel credit when they make eligible travel purchases. The credit is automatically applied for qualifying purchases and doesn’t need to be activated. When the cardmember makes an eligible purchase, they’ll receive a statement credit. It could appear within a few days, but it may take up to 1-2 billing cycles.
A wide range of travel purchases may be eligible, including airfare, hotel stays, taxi fare, train tickets, car rentals and more. Cardmembers don’t have to use specific booking sites to receive the credit. Please note that the Chase Sapphire Reserve for Business card has an annual fee.
