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Credit card basics

 

Credit cards can be useful when needed, but you can get the biggest benefits when you understand the basics of credit.

Learning about the basics of credit

credit card basics
Prequalified vs. preapproved for a credit card

Learn the difference between prequalified and preapproved offers and what each typically means. Use this guide to compare them before you apply for credit.

credit card basics
Saving for a big credit card purchase

Explore ways to plan for major expenses by pairing a savings approach with a payment method that fits your budget.

credit card basics
Ways to save money while shopping with a credit card

How you choose and use your credit card can help you save money on purchases. Learn practical tips to maximize value and avoid common pitfalls.

Learn ways to use your credit card wisely

Explore financial education