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Home inspections

Home inspections

So, you've made an offer on a home and the seller accepted. Great news!
Before you move ahead with closing, you may want to consider getting a home inspection.

Home inspections 101

A home inspection provides you with a behind the scenes-type look at what could be your future home. Home inspections are usually conducted by a
licensed Home Inspector who will help identify any issues with the property. While you aren’t required to have a home inspection, it’s a good idea to get one. A home inspection will help identify any issues with the home and can help protect you and your investment.

Getting ready for your home inspection

Here are a few commonly asked questions to help you prepare.

What will the home inspector look for?

A home inspector will examine the interior and exterior of the house, checking for damage and reporting on age and condition. They'll look at
things like the roof, foundation, windows, heating, cooling and electrical.

What do I do if the inspector finds issues with the home?

Depending on the nature of the issues, you can ask the seller to make the repairs, or you may be able to negotiate a lower purchase price to offset the cost of repairs. If the repairs are too extensive, you may even consider walking away from the deal. A good first step is to find out how much it will
cost to address the repairs. A licensed contractor can provide you with an estimate. Keep in mind that if you notice the problem after closing, you'll
have to pay for it!

How do I find a home inspector?

 

Start with people you know and trust, such as family, friends or colleagues and ask for referrals. You can also find recommendations through local
community groups, blogs, professional organizations and your real estate agent. Online review sites can also help you gain more insight.
Tip: Make sure your inspector is insured and bonded. This can help protect you in the long run.

Move on to fees and costs

Take the first step and get prequalified.

Ready to apply?