Chase Credit Card line of credit
Turn credit you already have into a lower-APR loan
With no application or credit check required.
MY CHASE LOAN®
Take advantage of available credit on your Chase credit card to get a flexible, lower-APR loan, with funds deposited directly into your bank account.

No application and no new account to manage.

Save with fixed monthly payments, at a lower rate than your Standard Purchase APR.

No origination or early pay-off fees.
Plus, My Chase Loan uses only a portion of your card’s available credit — so you can continue to use your card for purchases.
How it works
Set up your My Chase Loan on chase.com or the Chase Mobile® app.
This feature is available to eligible cardmembers. To see if My Chase Loan is available to you, please sign in to chase.com.