Take control of your credit score
A personalized plan can help you take charge of your credit. Just complete a few simple steps, and you’ll be on your way to improving your score.
Step 1
Choose a time frame.
Step 2
Compare action plans.
Step 3
Set your goal.
Set a score improvement plan. See the difference.
Credit Journey's score planning tool, powered by Experian™, uses your credit report to calculate a score you could achieve by following the detailed steps in your personalized score improvement plan. You will be able to:
- Track your progress
- Get a summary of your results
- Set a new goal once your plan ends to keep building your score
Tip: Using Credit Journey won’t hurt your credit score, and it’s 100% free.
Benefits of a higher credit score
A higher credit score lets lenders know you’re financially responsible. So having a good score means you’ll have a better chance of getting a lower interest rate and, in turn, lower monthly payments, when you’re ready to buy a car, home or apply for a loan.
