Credit scores
Whether establishing credit for the first time or trying to improve your credit score, consider these strategies and tips.
Learning about credit scores
What is "good" credit? Why is it important to have good credit? And what is credit utilization ratio?
credit scoresWhat is FICO® Score 10?
FICO Score 10 is designed to help lenders assess credit risk more precisely. Discover how it works and ways to build habits that support your credit profile.
credit scoresDo you need credit to get a phone plan?
Standard phone plans typically require a hard credit check to assess your payment risk. Learn how your credit history might affect your mobile options.
credit scoresDoes refinancing affect your credit score?
Applying for refinancing typically requires a hard credit check that may temporarily impact your score. Read on to learn more.
Understanding the importance of your credit history
credit scores
738 credit score: A guide to credit scores
A 738 is considered good or prime depending on the scoring model. Learn more about credit score factors and tips for increasing your score.credit scores
How Buy Now, Pay Later can affect your credit score: What consumers need to know
Find out how Buy Now, Pay Later (BNPL) services can influence your credit score. Learn about the recent changes that may see BNPL appearing in your credit report.credit scores
Do utility payments affect credit scores?
Utility payments usually do not affect your credit score unless unpaid bills go to collections. However, some services now let you add on-time utility payments to your credit report, which may help improve your score.credit scores
300 to 600: Poor credit score and what it means
According to VantageScore, a “bad” or “poor” credit score is anything below 600. Find out more about bad credit scores and how to build up credit.credit scores
Can you get a job with bad credit?
Will your low credit score affect your chance of being employed? Learn what an employer looks at when the do background checks.credit scores
What is Chase Credit Journey®?
Chase Credit Journey is a free tool that helps monitor your credit score. Uncover its unique features and how it can help you improve your credit.credit scores
500 credit score: A guide to credit scores
A 500 is considered poor or subprime depending on the scoring model. Learn about your chances of approval and ways to help improve your score.credit scores
520 credit score: A guide to credit scores
An 520 credit score is considered poor or subprime depending on the scoring model. Discover your approval odds and steps to help improve your score.
Explore financial education
