Skip to main content

 

Credit scores

 

Whether establishing credit for the first time or trying to improve your credit score, consider these strategies and tips.

Learning about credit scores

What is "good" credit? Why is it important to have good credit? And what is credit utilization ratio?

credit scores
609 credit score: A guide to credit scores

A 609 is considered fair or near prime depending on the scoring model. Learn about your approval odds and ways to help your score.

credit scores
Do utility payments affect credit scores?

Utility payments usually do not affect your credit score unless unpaid bills go to collections. However, some services now let you add on-time utility payments to your credit report, which may help improve your score.

credit scores
582 credit score: A guide to credit scores

A 582 credit score is considered sub-prime or fair depending on the scoring model. Learn about your chances of approval for credit products and how you may improve your score.

Understanding the importance of your credit history

Explore financial education