What to know about Sapphire Reserve for Business℠
Quick insights
- Sapphire Reserve for Business cardmembers can earn rewards on everyday business expenses, receive travel credits and more.
- Eligible cardmembers who meet the annual spending requirement can achieve elite status in select loyalty programs and receive additional credits.
- Complimentary employee credit cards may help your business earn more rewards.
If you’re searching for a new business credit card, you may want to consider the Sapphire Reserve for Business credit card. This card allows you to earn points on these purchases and more, featuring a suite of rewards and benefits to support your business’s goals and travel needs. You’ll have access to perks such as entry to a network of airport lounges and credits to help offset some operating costs.
In this article, we’ll cover some things to know about Sapphire Reserve for Business, including how it can help fuel your business and make business travel more comfortable.
Sapphire Reserve for Business: An overview
You may know that business credit cards offer numerous potential benefits, such as the ability to manage cash flow, help build credit and separate personal and business expenses.
On top of these benefits, Sapphire Reserve for Business rewards business travel and provides tools to help you run your business efficiently. Here’s are a few ways that Sapphire Reserve for Business may support your business’s growth:
Travel rewards and credits
Cardmembers can earn rewards and receive statement credits for qualifying purchases, which may help them go on their next trip sooner. Here are some of the rewards and credits you could earn:
- 8x points on Chase Travel℠, including The Edit℠
- 5x points on Lyft purchases through 9/30/2027
- 4x points on flights and hotels booked direct
- 3x points on social media and search engine advertising
- 1x points on all other purchases
- $300 annual travel credit
- $500 credit for stays with The Edit
These accelerated rewards categories apply to purchases made with employee credit cards, too.
Another key feature is that the primary cardmember and up to two guests receive complimentary access to a network of airport lounges. Note that lounge access is not available for employee cardmembers.
Cardmembers unlock additional credits and benefits when they meet the annual spending requirement within a calendar year. Once the annual spending requirement has been met, cardmembers can achieve elite status with select hotel and airline loyalty programs and receive additional travel and shopping credits. These benefits apply for each calendar year in which the cardmember qualifies, as well as for the following calendar year.
Business credits
Sapphire Reserve for Business offers credits for tools that can help drive innovation, recruit quality candidates and more. Eligible cardmembers receive the following credits when they make qualifying purchases:
- Earn up to $200 in annual statement credits on purchases made directly on Google Workspace
- Earn up to $400 in annual statement credits on purchases made directly with ZipRecruiter
- Earn up to $100 per year in statement credits when you purchase gift cards from a curated collection (up to $50 in statement credits January through June and up to $50 July through December)
Protection benefits
The Sapphire Reserve for Business credit card comes with a suite of travel and purchase protection benefits.travel-purchase-protection-disc These benefits provide reimbursement for certain expenses under eligible circumstances. If issues arise during a trip or with a business purchase, the cardmember can be reimbursed for qualifying purchases.
These protections also apply to any eligible purchases made with employee credit cards. The benefits may provide peace of mind when using the Sapphire Reserve for Business credit card to pay for travel or business expenses.
In summary
The Sapphire Reserve for Business credit card offers the opportunity to earn rewards and statement credits on qualifying purchases, covering a range of travel and everyday business expenses. Cardmembers also receive airport lounge access for themselves and two guests, along with complimentary employee credit cards.
The card includes travel and purchase protection benefits, with employee credit cards receiving the same protection benefits as the primary card. By meeting the annual spending requirement, cardmembers can unlock even more benefits, such as elite status in select loyalty programs and extra shopping and travel credits.
