Credit card basics
Credit cards can be useful when needed, but you can get the biggest benefits when you understand the basics of credit.
Learning about the basics of credit
credit card basicsExploring low-APR credit cards: Things you need to know
Learn about 0% annual percentage rate (APR) credit cards. Discover how they work, their benefits for interest-free purchases and potential pitfalls to watch out for.
credit card basicsCan you overdraft a credit card?
Find out if you can overdraft a credit card. Learn how credit limits work, the consequences of exceeding them and tips to help avoid over-limit fees.
credit card basicsRedeeming cash back rewards with a Chase Freedom Rise® credit card
Learn how you may be able to earn cash back with the Chase Freedom Rise credit card.
Learn ways to use your credit card wisely
credit card basics
Can you overdraft a credit card?Find out if you can overdraft a credit card. Learn how credit limits work, the consequences of exceeding them and tips to help avoid over-limit fees.credit card basics
Redeeming cash back rewards with a Chase Freedom Rise® credit cardLearn how you may be able to earn cash back with the Chase Freedom Rise credit card.credit card basics
Is it possible to be preapproved if your credit is frozen
Find out if you can get preapproved for a credit card with frozen credit. Learn some steps and considerations to manage credit freezes effectively.credit card basics
What does a negative credit card balance mean?
A negative credit card balance is when your balance is below zero. Learn why you might have a negative balance on your card and what to do about it.credit card basics
Understanding why your available credit might be zero
Learn what it means if you notice zero available credit on your credit card account. Understand the potential implications for your financial health and ways to address the issue.credit card basics
Are credit card payments considered a business expense?
Businesses may be able to deduct credit card annual fees and other credit card fees as business expenses.credit card basics
Common mistakes when tracking business expenses
What to know about categorizing business expenses and how to avoid common mistakes when expense reporting.credit card basics
The pros and cons of contactless cards
Learn about the pros and cons of using contactless credit cards, including security benefits and possible spending caps on transactions.
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