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Credit card basics

 

Credit cards can be useful when needed, but you can get the biggest benefits when you understand the basics of credit.

Learning about the basics of credit

credit card basics
How to redeem credit card points for cash back

Learn how to redeem credit card points for cash, such as a statement credit or a deposit to an eligible account. Explore common redemption methods and what to consider when choosing the best option for you.

credit card basics
Chase Ultimate Rewards®: How our program works

Chase Ultimate Rewards is a points program for our rewards credit cards. Learn more about the program and how you can begin earning rewards.

credit card basics
A guide to Chase credit card types

Explore the benefits, features and rewards of a few Chase credit card types, from travel perks to cash back options, to help find a card that suits your lifestyle.

Learn ways to use your credit card wisely

Explore financial education