First-time home buyer information & resources
Let's get you into your first home
Give yourself time when buying your first home. Take advantage of our helpful tips and learn what to expect for every step in your journey to homeownership.
Finding a home
Choosing your new home also means choosing a team to help get you there, plus finding the right neighborhood and making the right offer.
From conventional to VA loans, fixed-rate or adjustable-rate, you’ll find plenty of home loan choices that help meet your budget and your financial goals.
Getting the keys
Once the seller has accepted your offer, there are a few final steps as part of the closing process to get you to closing day.
We help make homeownership possible
You may qualify for a home loan with as little as 3% down.
Learn all about homebuying — from start to finish
Buying your first home can be overwhelming, but we’re here to help build your confidence. Our ultimate homebuying guide is complete with helpful timelines, checklists and pro tips. Take a look and learn all you need to know about every step of the process from day one to closing day.
A few words from recent customers
“I am 100% satisfied with the online process and agent interactions. The online tools made this a great experience
and the interaction with Chase agents was incredible.”
— Carlos S., IL, Chase Home Lending customer
Take the first step and get prequalified
Helpful homebuying articles and videos
As a first-time homebuyer, you may have more questions about your home search, what you can afford and more. Use these links to find answers, or feel free to contact a Chase Home Lending Advisor. We’re always happy to help
Terms to know
Terms to know
As you move through closing, you'll come across some financial terms related to your loan. This video breaks down those terms to give you a better understanding of how your loan and mortgage payments will work.
How to prequalify for a mortgage
Prequalifying can save every homebuyer a lot of time and show a seller you're in a financial position to purchase a home.
How to lower your down payment
While a hefty down payment can be helpful, there are many loans available that allow you to buy a home with no or a low down payment.
10 tips for first-time homebuyers
Buying a home for the first time is a new experience. Read our top 10 first-time homebuyer tips to help guide you through the process.