Please update your browser.First-time home buyer information & resources
We’re here to help at every step
Get prequalifiedLet's get you into your first home
Give yourself time when buying your first home. Take advantage of our helpful tips and learn what to expect for every step in your journey to homeownership.
Finding a home
Choosing your new home also means choosing a team to help get you there, plus finding the right neighborhood and making the right offer.
Mortgage options
From conventional to VA loans, fixed-rate or adjustable-rate, you’ll find plenty of home loan choices that help meet your budget and your financial goals.
Getting the keys
Once the seller has accepted your offer, there are a few final steps as part of the closing process to get you to closing day.
We help make homeownership possible
You may qualify for a home loan with as little as 3% down.
Empower yourself with the tools we provide
Mortgage calculator
Get a detailed breakdown of monthly home loan costs for any size loan including jumbo, refinances and cash-out loans, too.
Affordability calculator
How much home can you afford? Enter your information to help determine your homebuying budget.
A few words from recent customers
“I am 100% satisfied with the online process and agent interactions. The online tools made this a great experience
and the interaction with Chase agents was incredible.”
— Carlos S., IL, Chase Home Lending customer
Take the first step and get prequalified
Helpful homebuying articles and videos
As a first-time homebuyer, you may have more questions about your home search, what you can afford and more. Use these links to find answers, or feel free to contact a Chase Home Lending Advisor. We’re always happy to help
Terms to know
As you move through closing, you'll come across some financial terms related to your loan. This video breaks down those terms to give you a better understanding of how your loan and mortgage payments will work.
How to prequalify for a mortgage
Prequalifying can save every homebuyer a lot of time and show a seller you're in a financial position to purchase a home.
How to lower your down payment
While a hefty down payment can be helpful, there are many loans available that allow you to buy a home with no or a low down payment.
10 tips for first-time homebuyers
Buying a home for the first time is a new experience. Read our top 10 first-time homebuyer tips to help guide you through the process.