Finding your new house
Build your team
You don't have to go it alone. Find the homebuying experts who are ready to work for you
The right real estate agent makes a difference
A real estate agent will be your partner throughout the journey. We created Chase Agent Express to connect you with top local agents who can help simplify the homebuying and selling process.
Your lender: Choose a Chase Home Lending Advisor
A local Chase Home Lending Advisor (HLA) can help find the right loan and rate for you. They'll be with you through the process from affordability assessments to prequalification, application and closing.
Other homebuying team members
After your offer is accepted and approved, you'll be in contact with more professionals during the process. These include a home inspector, appraiser, loan processor, underwriter and possibly a real estate lawyer or tax advisor.
Single-family homesSide 1 of 2
Single-family homes, Side 2 of 2
These are freestanding dwellings that don't share a roof or walls with any other building, and each one has its own surrounding lot. They have private entrances and enjoy direct access to the nearest street.
Multi-family housingSide 1 of 2
Multi-family housing, Side 2 of 2
These can range from duplexes, where two families live side by side, to apartment buildings — and everything in between. Properties can be adjacent to each other, stacked on top of each other or both. All units might be owned by one entity, or each one may be owned separately.
TownhomesSide 1 of 2
Townhomes, Side 2 of 2
Townhouses are usually single units with multiple levels that sit in a row, and they're connected to other units on both sides. They're similar to single-family units in that you own the structure and the land, but the land is confined to the front and back yard of the home.
CondosSide 1 of 2
Condos, Side 2 of 2
A condominium is a private residence in a building or community with multiple units. Owners are responsible for taxes and upkeep of their space, while a management company maintains the exterior. Owners share maintenance costs through homeowners association fees.
Planned communitiesSide 1 of 2
Planned communities, Side 2 of 2
Often called subdivisions, these are typically freestanding homes with yards, but there may be rules to follow on the appearance of your house and yard. You typically pay homeowners association fees for maintenance and/or security.
Co-opsSide 1 of 2
Co-ops, Side 2 of 2
These are corporations that own a building with multiple units. When you buy shares in the corporation, you buy the right to live in one of the units. The number of shares you buy correlates to the size of your apartment, and you and your fellow owners oversee how the corporation operates.
When negotiating price and counteroffers, think about:
- Length of time on market
- Repairs required based on home inspection
- Who pays closing costs and other final expenses