Chase Pay Over Time℠

Chase Pay Over Time lets Chase customers break up eligible credit card purchases into budget friendly payments. You have two ways to pay over time:

• After purchase: Pay off a purchase over time in fixed, equal monthly payments. There’s no interest for this purchase once it’s placed in a plan, just a fixed monthly fee.
• At checkout: Eligible Chase credit cardmembers with eligible Chase credit cards in their Amazon wallet may have the option to create a payment plan at checkout on Amazon.com with Chase Pay Over Time.

• After purchase (formerly My Chase Plan): Chase Pay Over Time is available on most of our consumer credit cards. Click here for a complete list of participating Chase credit cards. Next, scroll down the page to the last FAQ: "Which Chase credit cards are eligible to use Chase Pay Over Time after a purchase is made?" Small business cards are not eligible at this time.
• At checkout: Chase Pay Over Time at checkout is rolling out in phases and is currently only available on Amazon.com for select Chase cardholders. When available, you’ll see the “Financing offers available” option during checkout on Amazon.com. Small business cards, Amazon cobrand cards and Chase Mastercards are not eligible.

Keep in mind: Even though you may have a participating card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.

• After purchase: You can start a plan from an eligible purchase in your account activity, or through the Pay Over Time dashboard on chase.com. You can also use the dashboard to check the status of your plans.
• At checkout: You can choose a Chase Pay Over Time payment plan at checkout by using your participating Chase credit card. Make sure you:
  1. Add your eligible Chase credit card to your Amazon wallet
  2. Add to your cart eligible item(s) totaling at least $50.00
  3. You will then be able to view Chase Pay Over Time plans (including the fixed APR and durations) at checkout. Your Chase Pay Over Time plan options may vary based on the total purchase amount, the duration you choose to pay the balance in full and other factors.

• After purchase: Purchases of $100 or more with the "Pay over time" option next to the transaction amount in your credit card account activity are eligible. You can also find a list of eligible purchases after you choose "Create a plan" on the Pay Over Time dashboard.
• At checkout: Orders totaling $50 or more in US dollars made using your participating Chase credit card at Amazon.com are eligible for Chase Pay Over Time. Amazon may designate any item as ineligible for Chase Pay Over Time. Examples of orders ineligible for Chase Pay Over Time include, but are not limited to: Amazon Fresh, Whole Foods, Amazon Prime Now, 1-Click Purchases and Subscribe & Save (if your order includes a recurring subscription, then only the first month's subscription fee will be eligible).

There's no need to make any separate payments for your active Pay Over Time plans. We'll automatically add the monthly plan payment to your minimum payment due each billing cycle. Pay at least your minimum payment when it's due each billing cycle, and you'll pay off your plan balance on time.

If you already have automatic payments turned on for your account, and you've set it to pay your “statement balance” each month, consider updating your payment amount to “interest saving balance” once your plan request is confirmed. When you choose this option, you won't pay off your entire plan balance earlier than intended, and you'll still avoid interest on new purchases.