Chase Pay Over Time℠
Buy now, pay later with $0 plan fees
Enjoy $0 plan fees when you set up your first Chase Pay Over Time℠ plan by June 30, 2024.
Chase Pay Over Time
Set up your first Chase Pay Over Time plan by June 30, 2024 and you'll pay $0 plan fees.
Equal monthly payments
Equal monthly payments for any purchase of $100 or more
Pay it off with no interest
Pay it off with no interest — just a fixed monthly fee
You still earn rewards
You still earn rewards as you do today for purchases
Don’t have a Chase credit card? Find a card that fits your needs.
Plan durations range from 3-24 months, based on the purchase amount, your creditworthiness and your account history. You’ll see 1-3 plan duration options.
To see if Chase Pay Over Time is available on your account, please sign in to chase.com or the Chase Mobile® app.
Frequently asked questions
Still have questions? See the full frequently asked questions.