Travel, Purchase, and Fraud Protection for IHG Premier Card

Travel Protection

The travel benefits that come with your IHG^® Rewards card give you peace of mind.

Trip Cancellation / Trip Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per person and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels.

Travel Accident Insurance

When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.

Travel and Emergency Assistance Services

If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You'll be responsible for the cost of any goods or services obtained.)

Lost Luggage Reimbursement

If you or an immediate family member check or carry-on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over six hours by passenger carrier up to $100 a day for three days.

Auto Rental Collision Damage Waiver

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

Purchase Protection

You can shop with confidence knowing your purchase has built-in protection.

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

Extended Warranty Protection

Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.

Cell Phone Protection

Get up to $600 per claim for World Mastercard and $800 per claim for World Elite Mastercard and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 2 claims in a 12 month period with a $50 deductible per claim.

Fraud Protection

Your IHG^® Rewards Club Credit Card includes protection from fraud.

We help safeguard your account using sophisticated Real-Time Fraud Monitoring. You can rest easier
knowing that your card transactions will be monitored for possible signs of fraudulent activity.