What to do after buying a car

Quick insights

• The day you buy a car will probably be a mix of joy and administrative work.
• After you buy a car, your insurance policy and registration are important to get in order.
• Besides the vital paperwork, you’ll need to set up and maintain a vehicle after you buy it.

The day you buy a car isn’t just a celebration—critical paperwork and initial setup will ensure your car is ready for the road. Whether you purchase a new or used car, here’s what you’ll usually need to do.

Steps to take after buying a car

You might be eagerly awaiting the moment when you get the keys to a new car. After you buy it, however, there is plenty to do.

Purchase or update insurance

You’ll need an insurance policy for a car in most places before you can legally drive it off the lot. Usually, you can provide the details of the vehicle you’re purchasing and begin policy the day you buy the car. If possible, research insurance policies ahead of your purchase to compare prices and types of coverage.

Get a temporary tag

Dealers should provide a temporary registration tag for the cars they sell, either in the glovebox or on a window. Temporary tags usually last at least 30 days. It’s important to keep the tag in the car until you get the permanent registration. If you get pulled over with a temporary tag, it will prove you own the vehicle.

Register your vehicle

In some cases, dealers help with registering your car. Other times, you must do some leg-work with the DMV. Your dealer can advise you through the process. Be aware that most states charge a fee to register your car.

Handle the title

Getting a title for your car after you buy is a different process depending on how you pay. When purchasing with cash, the vehicle’s title will be forwarded to the DMV, then issued as a certificate to you. When financing a vehicle, the lender holds the title until the loan is paid in full. Buying used cars privately takes a bit more effort between you, the seller and the DMV to transfer the title.

Save paperwork and receipts

There can be a slew of paperwork whether you buy a vehicle in cash or choose to finance. Be sure to request payment receipts for any documents you’ve signed before you drive off the lot. Make additional copies of all paperwork related to your vehicle and save it somewhere safe.

Set up the car

Refer to the owner’s manual for specific instructions, but feel free to set up the car however you prefer. Go ahead and pair devices, set your favorite radio stations and update the navigation system. Adjust the seats and mirrors, set up all the technology and make the car your own.

Schedule maintenance

Regular maintenance helps ensure everything with your car is in working order. A trusted mechanic might also identify any upcoming maintenance that might be needed so you can plan ahead. Annual vehicle inspections are also part of owning a car and serve as good checkups for any car you buy.

Prepare for the unexpected

If your car doesn’t come with an extra set of keys, consider getting a spare set. Emergency kits can also be beneficial, including first aid, jumper cables, a flashlight and more. Several car essentials are worth getting before you hit the road for the first time.

In summary

You can prepare to buy a car in advance, but many steps must wait until after the purchase, such as registering the vehicle and personalizing the features. Ensuring your car is properly documented, insured and set up to drive is critical. In the long term, routine maintenance and inspections will also go a long way to ensuring any car you buy stays healthy.