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Guide to the Instacart Mastercard® from Chase

Published April 2, 2024| minute read

    Grocery delivery and online ordering have become commonplace. In our busy world, saving time where possible can be a huge help—especially when it comes to day-to-day tasks, like grocery shopping.

    Groceries are something you'll always be buying—why not get rewarded for doing so? With the Chase Instacart Mastercard, you can unlock several perks when shopping online at your favorite online grocery store.

    In this article, we'll provide you with an in-depth look into the Instacart Mastercard from Chase.

    Top highlights of the Instacart Mastercard from Chase

    There are several benefits to using the Instacart Mastercard from Chase, including earning cash back on your regular, daily purchases.

    With this co-branded credit card, you can earn:

    • 5% cash back on Instacart app and purchases
    • 5% cash back on Chase Travel purchases
    • 2% cash back at restaurants, gas stations and on select streaming services
    • 1% cash back on all other purchases

    Instacart Mastercard from Chase benefits

    The perks of using the Instacart Mastercard from Chase extend beyond rewards for your typical grocery shopping. This card also comes with:

    • World Elite® Concierge to reserve tables, locate items and more
    • Purchase Protection to cover new purchases for 120 days against damage or theft
    • Extended Warranty Protection to extend the duration of a U.S. manufacturer's warranty

    Additional Instacart Mastercard from Chase perks

    The Instacart Mastercard from Chase comes with additional perks to help you when you travel and run into emergencies. These include:

    • Auto Rental Collision Damage Waiver to get additional coverage for theft and collision damage
    • Lost Luggage Reimbursement to get up to $3,000 towards lost or damaged luggage
    • Baggage Delay Insurance to receive reimbursement for needed purchases
    • Roadside Assistance to get the help you need from a dispatcher
    • Travel Accident Insurance to receive accidental death or dismemberment coverage
    • Travel and Emergency Assistance Services for legal or medical referrals and other emergency-related assistance

    Who is the Instacart Mastercard from Chase good for?

    Using this card allows you to travel and shop online with additional securities like insurance as well as usually get rewarded for those purchases. Examples of those who might potentially benefit the most from the Instacart Mastercard from Chase may include frequent travelers and avid users of Instacart or Instacart+.

    Bottom line

    Whether you're a frequent online shopper, traveler or looking to reap the benefits of your purchases, the Instacart Mastercard from Chase can help you make the most of your transactions. Receiving cash back on Instacart orders is a great way to earn rewards. Additionally, you may feel more confident when traveling knowing that the benefits that come with this card can assist you in times of need. Whatever reason may be that you are considering applying for an Instacart Mastercard from Chase, remember to review all the terms and conditions before making any financial decision.   

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