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Understanding Fees Home Equity

Understanding services, fees and costs

Home Equity

This section shows the common services, fees and costs associated with your home equity account. As our customer, you don’t have to pay for many services that can help you manage your account. We may charge other fees that aren't listed here.

No-cost services

Paying your mortgage online, by mail or by phone. Go to chase.com/WaysToPay for all the convenient ways to make your payment at no cost to you.

  • Payoff quote
  • Over the limit
  • Prepayment penalty
  • Stop payment

Fees

  •  $25 or as determined in the home equity loan/line documents
  • Charged when a scheduled payment isn’t received by the due date or end of the grace period. To avoid this fee, visit chase.com/WaysToPay to see how you can make your home equity payment at no cost to you in many convenient ways.
  • Non-sufficient funds (NSF) – $0
  • Annual fee – $0-$50 depending on individual program and terms in the home equity loan/line documents
  • CEMA Tri-State Transfer Fee (CT, NJ, NY only) – $125

Costs

  • Recording – Cost set by county recorders or local laws

Amounts may vary depending on the service, location, timing and any investor or legal requirements.

If you’re seeking mortgage assistance, go to chase.com/MortgageAssistance to find the information you need to apply for help.

Last revised July 2024