Lower your mortgage rate by up to 1%

Existing and new customers can earn rate discounts for Chase deposits and J.P. Morgan investment balances.

Rate discounts are our way of saying thanks for being a customer

A lower interest rate means you’ll pay less over the life of your loan.

With the Chase Relationship Pricing Program,^, you could qualify for a rate discount between 0.05% and 1% when you purchase or refinance your home.

The existing and new balance discounts can be combined, for a total rate discount of up to 1%.

Customers can earn a rate discount of 0.125% or 0.250% from existing Chase deposits and J.P. Morgan investments, if you qualify.

Your existing deposits and investments	Your rate discount
$150,000 ‒ $999,999	0.125%
$1,000,000 or more	0.25%

You could earn between 0.05% and 1% off your rate.

Calculate your new balance discount:

Use what you already have 
Existing Chase or J.P. Morgan balances could get you a discount of 0.125% or 0.250%.
Or, bring new money to Chase or J.P. Morgan 
Move eligible deposits and investments to earn a discount between 0.05% and 1%.
Or, combine existing and new
Stack discounts for up to a 1% maximum rate discount.