Home equity line of credit end-of-draw options
HELOC End-of-draw options
We want to make sure you do what's best for you. Begin learning about your end-of-draw options now before you approach your repayment period and find the option that is right for you. We’ve outlined some key things to help you understand the details of a home equity line of credit and get you started.
Option 1: Cash-Out Refinance
HELOC applications aren't available at this time, but a cash-out refinance can help you access the equity in your home.
Option 2: Repayment Period
At the end of your draw period your account will rollover into the repayment period automatically. For detailed information on how this will affect your payment, you can learn more in our payment section.
Option 3: Lump Sum Pay-Off
For detailed information on how to complete the payoff process and to access required forms, please review our closing your account section.
If you need additional information or have questions pertaining to your end-of-draw options, please call us at 1-800-836-5656. We accept operator relay calls.