Explore savings with mortgage refinance
- Get started with no impact to credit score
- 2025 MortgagePoint Lending Excellence Award winner
- Servicing more than 3 million mortgages
Lower monthly payments
If you refinance to a lower interest rate, you could create some breathing room in your budget.
Pay off your mortgage sooner
Become mortgage free faster and save on interest over the life of the loan.
Tap into your equity
Pay for home upgrades, consolidate debt or cover large purchases.
See current refinance rates and loan options
Calculate potential savings
See if refinancing can help you reach your goals. Get a detailed payment breakdown and monthly savings on what your new loan could look like.
Get the cash you need
Access cash to pay for home upgrades, consolidate debt or large purchases.
Need a human touch? We'll be your guide
Your Home Lending Advisor helps you every step of the way.
Find answers
Refinancing your mortgage could:
- Save you on your monthly payment and/or interest over the life of the loan
- Get you cash from your home’s equity
- Pay off your loan faster with a shorter term
The process typically involves four key steps: review your current loan and finances, apply for refinancing, get approved if eligible, and close.
Yes. We offer options to tap into your home's equity and take cash out. Start an application and speak with a Home Lending Advisor for the best cash-out refinancing option for you.
Cash-out refinancing can help if you want to consolidate high-interest debt. Because your mortgage interest rate is likely to be lower than rates on credit cards or bank loans, consolidating debt may reduce your overall monthly debt payments.
