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Refinance Options for ARM

We’re here to help

Understand and prepare for changes to your adjustable-rate mortgage.

What are my options?

If you have an adjustable-rate mortgage, there may be a time when you need to consider new loan options. For example, your payment has increased above your comfort level, you want a more stable payment, or your goals or lifestyle have changed since you got your loan. Here are some things to consider.

Details Refinance to a fixed-rate mortgage Refinance to an adjustable-rate mortgage
Description Refinance to a new loan that has an interest rate that won’t change Refinance to a new adjustable-rate mortgage that may have a lower initial interest rate
Benefits Your interest rate will remain the same for the life of your loan; the principal and interest portion of your payment will not change; provides ease of budgeting and planning May provide a temporarily lower payment if the initial interest rate is lower than your current rate; may reduce the total amount of interest paid if you’re paying off your mortgage or selling your home in a short timeframe
Things to consider The interest rate may be higher than your current rate Your interest rate, as well as your payment amount, will change after the initial period and will continue to change

Explore possibilities with Chase MyHome℠

Get the details you need to make an informed decision, including your current loan balance, estimated property value and more.