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Pay with Chase Pay points FAQs

Frequently Asked Questions

Which Chase cards can I use to pay with my points?

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You can use your points if you have a Chase consumer credit card that has Chase Ultimate Rewards®. When you're ready to pay, choose an eligible card as your payment method and turn on "Pay with points." We'll charge the full amount to your card and use your points for a statement credit. If the purchase amount is higher than your available points balance, we'll use all of your available points.

How much are my Ultimate Rewards® points worth when I pay with points?

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For every 100 points redeemed, you'll receive a statement credit of $0.80.

When I redeem my Ultimate Rewards® points, why is my card still charged the total purchase amount?

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We charge your card for the full amount and use points for a statement credit. You’ll see both transactions on your statement.

Can I use my Chase Ultimate Rewards® points in PayPal?

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If you have an eligible card, you can apply your Ultimate Rewards® points toward purchases for a statement credit.