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Pay with Chase Pay points FAQs

Frequently Asked Questions

Where can I redeem my Ultimate Rewards® points?

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You can redeem your points for a statement credit with the Chase Pay® app or online at participating merchants when Chase Pay is available as a payment method.

How do I pay with my Ultimate Rewards points using Chase Pay?

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You can redeem your points at checkout if you have a Chase consumer credit card that has Chase Ultimate Rewards, and you have available points. We’ll use your Ultimate Rewards points for a statement credit. If the purchase amount is higher than your available points balance, we’ll use all of your available points. You can also pay with points when you link Chase Pay to Samsung Pay if you have a Samsung device.

When I redeem my Ultimate Rewards points, why is my Chase card still charged the total purchase amount?

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We charge your card for the full amount and use points for a statement credit. You’ll see both transactions on your statement.

Can I set up my card to automatically redeem points at checkout?

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You can set your card to automatically use points for a statement credit by going to card details and turning this setting on.

How much will I get when I redeem my Ultimate Rewards points at checkout?

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When you redeem your points at checkout, you’ll get $0.80 for every 100 points redeemed.