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Deposit Account Joint Owner FAQs
Frequently Asked Questions
When two or more people are listed as owners of a personal account, the account is a “joint account” and each owner is a “joint owner.” Each joint owner has complete control over all the funds in the account and can make transactions, monitor activity and close the account. See our Deposit Account Agreement (PDF) for more details.
Depending on the state in which an account was opened, most personal deposit products, except Chase First Banking and retirement plans (IRAs), can have joint owners.
All existing account owners and new joint owners are required to visit a branch together to complete the request. You can schedule a meeting in advance.
You should bring two forms of valid ID, one of them primary, along with any relevant documents. You can view acceptable forms of identification here (PDF). Requirements for non-U.S. citizens may vary. Contact your branch to learn more.
No, only a joint owner can remove themselves. They can do this by visiting a branch.
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