Apply for a mortgage and start your journey
- Get started with no impact to credit score
- Guaranteed on-time closing or get $5,000
- Shop for homes with a Chase preapproval
See current mortgage rates and loan options
Explore homes for sale
Find homes for sale near you by searching by price, location and more.
See how much home you can afford
Our affordability calculator estimates your maximum home price and monthly mortgage payment. Some loans offer down payments as low as 3%.
How to start a mortgage application
Start a mortgage preapproval
Answer a few questions about yourself, your mortgage needs and your finances.
Connect with an HLA
We’ll connect you with a Home Lending advisor to review your mortgage preapproval and guide you through the next steps.
Start making offers on homes
Once you have a mortgage preapproval letter, you’ll show sellers you’re a serious buyer.
Need a human touch? We'll be your guide
Connect with a local Home Lending Advisor to help you every step of the way.
Find answers
To get a preapproval letter, begin by starting an application. We’ll ask for information from you and any co-applicants you may have. Once you submit your application, we’ll connect you with a Home Lending Advisor who can help you choose a loan option that works for you.
Then, if you’re eligible, you’ll get a preapproval letter based on income and asset information you provide to show real estate agents and sellers that you can secure a mortgage. It doesn’t guarantee that your loan will be approved, but it shows you’re a serious homebuyer while you’re shopping for homes. Learn more about mortgage preapproval.
We’ll ask you for details like your homebuying goals, contact info, employment and assets. We’ll also need to know if you have a co-applicant and if you have any properties already.
When you submit your application, we’ll connect you with a Home Lending Advisor. They’ll help you with your loan details, run a credit check for you and help you prepare for closing.
Whether you’re buying your first home, your next home or an investment property, we offer guidance for each stage of buying a home.
We’ll tell you exactly what you’ll need to provide after you submit your application, but here are some documents we typically ask for:
- Pay stubs for the last 2 months
- W-2 forms for the last 2 years
- Bank statements for the last 2 or 3 months
- Federal tax returns for the last 1 or 2 years
- Info on current debt, including car loans, student loans and credit cards
- Proof of homeowner’s insurance
Here are some other things to consider before applying for a mortgage.
Yes, for eligible primary residences in select areas, we offer a Chase Homebuyer Grant of either $2,500 or $5,000 on DreaMaker™, Standard Agency, Federal Housing Administration (FHA), and Veterans Affairs (VA) mortgages. The grant can be used toward discount points, closing costs, fees and/or down payment (dependent on product requirements). Some loans allow for down payments as low as 3%. Speak with a Home Lending Advisor to learn more about eligibility and ways to save.
Home buying resources
Mortgage preapproval: What is it and how do you get one?
Show sellers you’re a serious buyer
Apply to start your mortgage preapproval. This signals you’re ready to buy and strengthens your position.