Please upgrade your browser.

We’ll stop supporting this version of your browser soon. Upgrade now to protect your accounts and enjoy a better experience. See your choices.

Please update your browser.

We'll stop supporting Internet Explorer® soon. Choosing another browser will also help protect your accounts and provide a better experience.

Update your browser


We’ve signed you out of your account.

You’ve successfully signed out

We’ve enhanced our platform for For a better experience, download the Chase app for your iPhone or Android. Or, go to System Requirements from your laptop or desktop.

Prime rate

Understanding Prime Rate

The balance of your HELOC is subject to changing rates. This means that, whenever rates increase or decrease, your payment will increase or decrease as well.

Graphic depicting US Prime Rate for 2008 and 2015-2018, with highest in 2008 at 6.5%, lowest in 2015 at 3.25%. 2018 rate is 5.5%. Historical average is 6.9%. Source:

We have options to help minimize the impact.

Pay Down Your Principal

Pay down your principal to reduce the increase in your monthly payment.

Lock In Your Rate

If you’re in your draw period, lock your existing balance into a fixed-rate.


Refinance your current balance into a fixed-rate mortgage.