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Adjust your home equity line of credit limit

Adjust your HELOC limit

We understand circumstances change. Whether you are looking to consolidate debt, make home improvements, or pay for an unplanned expense, you may be eligible to refinance into a new home equity line of credit (HELOC).

The basics of increasing your home equity line of credit

  • Your outstanding HELOC balance will be refinanced into a new HELOC which will transfer your current HELOC balance into a new line of credit—with new terms and conditions including interest rate and revised draw and repayment periods.

How to increase a HELOC limit

  • Review your options with a Home Lending Advisor. Call us at 1-800-836-5656. Operator relay calls: We accept operator relay calls. If you’re deaf, hard of hearing, or have a speech disability, call 711 for assistance.
  • Learn more about HELOC eligibility.
  • Learn more about the HELOC application process.

Important: We want to make sure you do what is best for you. Our Home Lending Advisors are available to discuss all available options such as refinancing your HELOC into a new first mortgage.