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My Chase Plan Hub

My Chase Plan®

Break up Chase card purchases into budget-friendly payments. No interest — just a fixed monthly fee.

Don’t have a Chase credit card? Find a card that fits your needs.

MY CHASE PLAN®

Make equal monthly payments on purchases of $100 or more — with no interest, just a fixed monthly fee.

Equal monthly payments

for any purchase of $100 or more

Pay it off with no interest

— just a fixed monthly fee

You still earn rewards

as you do today for purchases

Plan durations range from 3-18 months, based on the purchase amount, your creditworthiness and your account history. You’ll see 1-3 plan duration options.

How it works

My Chase Plan videoOpens Overlay

To see if My Chase Plan® is available on your account, please sign in to chase.com or the Chase Mobile® app.

Don’t have a Chase credit card? Find a card that fits your needs.

Frequently asked questions

What is My Chase Plan®?

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My Chase Plan® lets you pay off a purchase over time in fixed, equal monthly payments. There’s no interest for this purchase once it’s placed in a plan, just a fixed monthly fee. You can also calculate your plan options for a purchase of $100 or higher before you make a purchase.

How do I create and use My Chase Plan®?

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You can start a plan from an eligible purchase in your account activity, or through the My Chase Plan® dashboard on chase.com. You can also use the dashboard to check the status of your plans.

What purchases are eligible for My Chase Plan®?

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Purchases of $100 or more with the “Pay with My Chase Plan®” option next to the transaction amount in your credit card account activity are eligible. You can also find a list of eligible purchases after you choose "Create a plan" on the My Chase Plan® dashboard.

Will I need to pay interest on a My Chase Plan®?

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We won’t charge you any interest on a purchase once it’s in a My Chase Plan®. Instead there’s a fixed monthly fee for each plan.

Can I explore the My Chase Plan® options available to me before making a large purchase?

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Choose “Calculate a My Chase Plan®” on the My Chase Plan® dashboard through your online Chase account to get an idea of your plan options prior to making a large purchase.

How do I make payments for My Chase Plan®?

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There's no need to make any separate payments for your active plans. We'll automatically add the monthly My Chase Plan® payment to your minimum payment due each billing cycle. Pay at least your minimum payment when it's due each billing cycle, and you'll pay off your My Chase Plan® balance on time.

 

Once you set up a plan, you'll see a payment amount option called "interest saving balance." When you choose this option, you won't pay off your entire My Chase Plan® balance earlier than intended, and you'll still avoid interest on new purchases.

Still have questions? See the full frequently asked questions.