Frequently asked questions

When you work with our advisors, you’ll get a personalized financial strategy and investment portfolio built around your unique goals—backed by J.P. Morgan's expertise. To set up your complimentary investment consultation, fill out this form.

Advisor fees are based on the services and products you choose. We’ll make sure you have a clear understanding of these fees up front. You can learn more by speaking with an advisor.

During your first meeting, an advisor will take the time to get to know you and your priorities, understand your goals and can begin to develop your personalized plan.

You’ll be paired with an advisor to guide you through the account setup process. The advisor will recommend an investment strategy centered around you and your goals. Once your account is created, you may work with a different advisor in future meetings. No matter who you work with, you can be confident that every advisor will act in your best interest when managing your account.

Depending on your investment amount, you'll pay an annual fee between 0.6% and 0.5% of the assets in your account. Annual advisory fees don’t include operating expenses on the investments in your portfolio, which are fees similar to what you would pay if you invested on your own.

Our advisors take the time to get to know your priorities—from big goals to small goals—and can create a personalized financial plan tailored to where you are now, and what you want to reach in the future. Once we understand your financial picture, risk tolerance and time horizon, we'll recommend an expert-built investment portfolio that helps meet your needs.

As life changes, so will your financial goals. Simply schedule a meeting with one of our advisors, and we’ll make the necessary adjustments to your strategy to help meet your new goals.

Personal Advisors gives you access to a team of advisors who will work to help you create a personalized financial plan to achieve your goals. Then, you'll be matched to an expert-built portfolio and receive unlimited on-demand advice from our J.P. Morgan advisors over video or phone—all for an annual fee of 0.6% or less. Additionally, you will have access to industry insights and exclusive research from J.P. Morgan specialists to help you make the most of your relationship.

You can work one-on-one with a dedicated J.P. Morgan Private Client Advisor in your local community to build a custom investment strategy, starting with a recommended minimum of $100,000 in investable assets. Or you can partner over video or phone with a team of J.P. Morgan Personal Advisors who match you to an expert-built, managed portfolio designed to help you meet your goals, starting with a recommended minimum of $25,000 in investable assets.

Our advisors will take you through the account setup process at a pace that's right for you. Together we can build your personalized financial plan, and decide which portfolio is right for you. Then you'll submit your account application to start funding. This process can take anywhere from 1 to 3 meetings.

Our tax-loss harvesting technology automatically sells investments at a loss and uses those losses to offset gains to help you potentially keep more of your investment returns. Learn more about Tax loss harvesting.

Personal Advisors automatically applies tax-loss harvesting services for all taxable accounts. There is no added effort or cost from you.

During your first meeting, your dedicated advisor will get to know you, understand your goals and priorities, and help you begin developing your personalized financial strategy.

Your advisor will take the time to understand your priorities—from big goals to small details—and create a financial strategy tailored to you. Based on your current and future needs, your advisor will build a custom investment portfolio using a range of managed, brokerage, and insurance products.

Your advisor will work with you to review and update your strategy as your needs and goals evolve, ensuring you stay on track through shifting markets, priorities, and life milestones.

Please review our account pricing page for additional details about our investment advisory program and brokerage account annual fees and commission schedule.