IHG One Rewards Premier Business Credit Card

Earn Rewards
Platinum Elite Status
Enjoy Benefits
Added Protection
Add Employee Cards

Earn more points across more categories
Earn points every day
Earn up to 26X total points at IHG® Hotels & Resorts when you combine your IHG One Rewards Premier Business Credit Card benefits with your existing IHG One Rewards member benefits.
- 10X points at IHG® Hotels & Resorts with the IHG One Rewards Premier Business Credit Card
- Up to 10X points from IHG® for being an IHG One Rewards member
- Up to 6X points from IHG® with Platinum Elite status, a benefit of this card
Plus, points on other purchases:
- 5X points on travel, dining, social media and search engine advertising, and at office supply stores and gas stations
- 3X points on all other purchases
Employee Cards at no cost
Earn rewards faster with employee cards at no additional cost. When your employees purchase, your business earns even more points.

Enjoy enhanced benefits for business or leisure
As an IHG One Rewards Premier Business Credit Card cardmember, you’ve automatically earned IHG One Rewards Platinum Elite status with additional benefits.
Bonus earnings on top of base points
Platinum Elite members earn a 60% bonus on top of base points.
Exclusive access to Reward Night discounts
Stretch your points farther with exclusive access to promotional discounts on Reward Nights.
Welcome amenity at check-in
Make a choice–you can select points or a drink or snack offering at check-in.
No blackout dates for Reward Nights
Book nights where you want, when you want them.
Elite Rollover Nights
If you earn more nights than you need, they’ll count toward next year.
Complimentary Upgrades
Book your room and we'll do our best to upgrade you to an even better one, when available.

Perks are part of the journey
Enjoy an Anniversary Free Night
Each year, after your Card anniversary, you’ll receive an Anniversary Free Night good for a night at one of our eligible IHG® Hotels & Resorts worldwide. You now also have the ability to add on points from your IHG One Rewards account.
Redeem 3 Nights, get 4th Night Free
The fourth Reward Night is free when you redeem points for any stay of four or more nights.
Global Entry, TSA PreCheck® or NEXUS Statement Credit
Receive a statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your Card.
Up to $50 United® Airlines TravelBank Cash each year
Earn up to $50 in United® TravelBank Cash each calendar year after registering your IHG One Rewards Premier Business Credit Card with your MileagePlus® account.
$100 Statement Credit & 10,000 Bonus Points
You’ll receive a $100 statement credit and 10,000 bonus points each calendar year during which you spend at least $20,000.
Earn your way into Diamond Elite status
Each calendar year you make purchases totaling $40,000 or more, you, as the primary cardmember, will qualify for Diamond Elite status through December 31st of the following year.
Earn an Additional Free Night
Earn an additional free Reward Night after you spend $60,000 on purchases each calendar year.
Save at least 20% on Points Purchases
A few points short of a Reward Night? Enjoy at least a 20% discount when you purchase points with your Card.

Stress less with Travel, Purchase and Fraud Protection
Travel Protection
The travel benefits that come with your IHG One Rewards Credit Card give you peace of mind.
Trip Cancellation and Interruption Insurance
You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.
Travel and Emergency Assistance
If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)
Auto Rental Coverage
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.
Purchase Protection
You can shop with confidence knowing your purchase has built-in protection.
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.,
Extended Warranty Protection
Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Fraud Protection
Your IHG One Rewards Credit Card includes protection from fraud.
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card

Add employee cards
Give your employees purchasing power, simplify tracking and reduce paperwork. Share your IHG One Rewards Premier Business Credit Card benefits with employees and earn bonus points on all the purchases they make. You can either sign in to your Chase account or call the number on the back of your card to add employee cards.
Not a Cardmember?

