IHG One Rewards Premier Credit Card
Earn Rewards
Platinum Elite Status
Add Authorized Users
Enjoy Benefits
Added Protection
Watch your points add up
Earn points every day
Earn up to 26X total points at IHG® Hotels & Resorts when you combine your IHG One Rewards Premier Credit Card benefits with your existing IHG One Rewards member benefits.
- 10X points at IHG® Hotels & Resorts with the IHG One Rewards Premier Credit Card
- Up to 10X points from IHG® for being an IHG One Rewards member
- Up to 6X points from IHG® with Platinum Elite status, a benefit of this card
Plus, points on other purchases:
- 5X points on travel, dining, and at gas stations
- 3X points on all other purchases
Enjoy a higher level of benefits
As an IHG One Rewards Premier Credit Card cardmember, you’ve automatically earned IHG One Rewards Platinum Elite status with additional benefits.
Bonus earnings on top of base points
Platinum Elite members earn a 60% bonus on top of base points.
Exclusive access to Reward Night discounts
Stretch your points farther with exclusive access to promotional discounts on Reward Nights.
Welcome amenity at check-in
Make a choice–you can select points or a drink or snack offering at check-in.
No blackout dates for Reward Nights
Book nights where you want, when you want them.
Elite Rollover Nights
If you earn more nights than you need, they’ll count toward next year.
Complimentary Upgrades
Book your room and we'll do our best to upgrade you to an even better one, when available.
Earn points and perks with Authorized Users
Share the benefits of your IHG One Rewards Credit Card with family and friends
Share the convenience of your account with loved ones. When you give loved ones access to your account, they get their own personal card and can enjoy full access to that account. And you can earn rewards on the purchases made by your family members or friends when you add them as an authorized user.
Perks are part of the journey
Enjoy an Anniversary Free Night
Each year, after your Card anniversary, you’ll receive an Anniversary Free Night good for a night at one of our eligible IHG® Hotels & Resorts worldwide. You now also have the ability to add on points from your IHG One Rewards account.
Redeem 3 Nights, get 4th Night Free
The fourth Reward Night is free when you redeem points for any stay of four or more nights.
Global Entry, TSA PreCheck® or NEXUS Statement Credit
Receive a statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your Card.
Up to $50 United® Airlines TravelBank Cash each year
Earn up to $50 in United® TravelBank Cash each calendar year after registering your IHG One Rewards Premier Credit Card with your MileagePlus® account.
$100 Statement Credit & 10,000 Bonus Points
You’ll receive a $100 statement credit and 10,000 bonus points each calendar year during which you spend at least $20,000.
Earn your way into Diamond Elite status
Each calendar year you make purchases totaling $40,000 or more, you, as the primary cardmember, will qualify for Diamond Elite status through December 31st of the following year.
Save at least 20% on Points Purchases
A few points short of a Reward Night? Enjoy at least a 20% discount when you purchase points with your Card.
Stress less with Travel, Purchase and Fraud Protection
Travel Protection
The travel benefits that come with your IHG One Rewards Credit Card give you peace of mind.
Trip Cancellation and Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $5,000 per covered traveler and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.
Travel and Emergency Assistance
If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.,
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Auto Rental Coverage
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
Purchase Protection
You can shop with confidence knowing your purchase has built-in protection.
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.,
Extended Warranty Protection
Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Fraud Protection
Your IHG One Rewards Credit Card includes protection from fraud.
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.
