IHG One Rewards Premier Credit Card
Earn Rewards
Status
Travel Benefits
Credits
Add Authorized Users
Added Protection
Watch your points add up
Earn points every day
Earn up to 24X total points on stays at IHG® Hotels & Resorts.
- 10X points at IHG Hotels & Resorts with the IHG One Rewards Premier Credit Card
- Up to 10X points from IHG on stays for being an IHG One Rewards member
- Up to 4X points from IHG on stays with Gold Elite status, a benefit of this card
Plus, points on other purchases:
- 5X points
- On flights when purchased directly with the airline and car rental agencies
- On dining, at grocery stores, and gas stations
- 3X points
- On all other purchases
- Earn 15,000 bonus points after you spend $15,000 on purchases each calendar year
Enjoy a higher level of benefits
As an IHG One Rewards Premier Credit Cardmember, you've automatically earned IHG One Rewards Gold Elite status which comes with additional benefits.
Spend $40,000 and earn Diamond Elite status
Earn IHG One Rewards Diamond Elite status after you spend $40,000 on purchases each calendar year.
Bonus earnings on top of base points
Gold Elite members earn a 40% bonus on top of base points on most IHG stays.
No blackout dates for Reward Nights
Book nights where you want, when you want them.
Elite Rollover Nights
If you earn more nights than you need, they’ll count toward next year.
Spend $15,000 and earn Platinum Elite status
Earn IHG One Rewards Platinum Elite status after you spend $15,000 on purchases each calendar year.
Perks are part of the journey
Enjoy an Anniversary Free Night
Each year, after your card anniversary, you’ll receive an Anniversary Free Night good for a night at one of our eligible IHG® Hotels & Resorts worldwide.
You also have the ability to add on points from your IHG One Rewards account.
Redeem 3 Nights, get 4th Night Free
The fourth Reward Night is free when you redeem points for any stay of four or more nights.
Save 30% on points purchases
A few points short of a Reward Night? Enjoy a 30% discount when you purchase points with your IHG Card.
No Foreign Transaction Fees
Experience the world without paying a fee on international purchases.
Get more along the way
Up to $100 in annual Food & Beverage Rewards at IHG hotels
Enjoy a $25 Food & Beverage Rewards voucher quarterly to treat yourself to a drink or meal on your next trip at IHG hotels.
Receive $100 Airline Statement Credit
Receive a $100 statement credit for flight purchases of $250 or more made directly with the airline each calendar year through 12/31/27.
Enjoy 15 Elite Night Credits
Receive 15 Elite Night Credits at the start of each calendar year providing a head start towards a Milestone Reward and your next status tier.
Plus, earn 2 Elite Night Credits for every $5,000 spent on purchases with your Premier card. Elite Night Credits count towards status and Milestone Rewards, helping you reach them faster.
Spend $15,000 and earn 5 additional Elite Night Credits
Earn 5 Elite Night Credits after you spend $15,000 on purchases each calendar year as a head start towards your choice of a Milestone Reward and your next status tier faster. These 5 Elite Night Credits are in addition to the 2 Elite Night Credits you receive for every $5,000 you spend on your card.
Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
Receive a statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your Card.
Up to $50 United® Airlines TravelBank Cash each year
Receive one $25 United® TravelBank Cash deposit in your United MileagePlus® account for January 1 to June 30, and another $25 deposit for July 1 to December 31—up to $50 United® TravelBank Cash each calendar year, after registering your IHG One Rewards Premier Credit Card with your MileagePlus® account.
Earn points with Authorized Users
Share your IHG One Rewards Premier Credit Card with family and friends
Share the convenience of your account with loved ones. When you give loved ones access to your account, they get their own personal card. And you can earn rewards on the purchases made by your family members or friends when you add them as an authorized user.
Stress less with Travel, Purchase and Fraud Protection
Travel Protection
The travel benefits that come with your IHG One Rewards Premier Credit Card give you peace of mind.
Trip Cancellation and Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $5,000 per covered traveler and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.
Travel and Emergency Assistance
If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.,
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Auto Rental Coverage
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
Purchase Protection
You can shop with confidence knowing your purchase has built-in protection.
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.,
Extended Warranty Protection
Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Fraud Protection
Your IHG One Rewards Premier Credit Card includes protection from fraud.
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.
