IHG One Rewards Traveler Credit Card
Earn Rewards
Silver Elite Status
Add Authorized Users
Enjoy Benefits
Added Protection
Watch your points add up
Earn points every day
Earn up to 17X total points at IHG® Hotels & Resorts worldwide when you combine your IHG One Rewards Traveler Credit Card benefits with your existing IHG One Rewards member benefits.
- 5X points at IHG® Hotels & Resorts with the IHG One Rewards Traveler Credit Card
- Up to 10X points from IHG® for being an IHG One Rewards member
- Up to 2X points from IHG® with Silver Elite status, a benefit of this card
Plus, points on other purchases:
- 3X points on dining, utilities, select streaming services, and at gas stations
- 2X points on all other purchases
Enjoy even more benefits
As an IHG One Rewards Traveler Credit Card cardmember, you’ve automatically earned IHG One Rewards Silver Elite status with additional benefits.
Exclusive access to member rates
Access our lowest rates, exclusive only to members, when you book directly with IHG®.
Bonus earnings on top of base points
Silver Elite members earn a 20% bonus on top of base points.
No blackout dates for Reward Nights
Book nights where you want, when you want them.
Late Check-out
Stay a little longer. We can extend check-out up until 2 PM if the room is available.
Complimentary Wi-Fi
Stay connected while you're away.
Points don’t expire
Use your IHG One Rewards points now or save them for later–it's your choice.
Earn points and perks with Authorized Users
Share the benefits of your IHG One Rewards Credit Card with family and friends
Share the convenience of your account with loved ones. When you give loved ones access to your account, they get their own personal card and can enjoy full access to that account. And you can earn rewards on the purchases made by your family members or friends when you add them as an authorized user.
Travel with a wide range of perks
Redeem 3 Nights, get 4th Night Free
The fourth Reward Night is free when you redeem points for any stay of four or more nights.
20% discount when you buy IHG One Rewards Points
A few points short of redeeming a room? Enjoy at least a 20% discount when you purchase points with your card.
No Foreign Transaction Fees
Experience the world without paying a fee on international purchases.
Earn 10,000 Bonus Points
Earn 10,000 bonus points after you spend $10,000 on purchases each calendar year.
Spend $20,000 and earn Gold Elite status
Earn IHG One Rewards Gold Elite status after you spend $20,000 on purchases each calendar year.
Stress less with Travel, Purchase and Fraud Protection
Travel Protection
The travel benefits that come with your IHG One Rewards Credit Card give you peace of mind.
Trip Cancellation and Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $5,000 per covered traveler and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.
Travel and Emergency Assistance
If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.,
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Auto Rental Coverage
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
Purchase Protection
You can shop with confidence knowing your purchase has built-in protection.
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.,
Extended Warranty Protection
Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Fraud Protection
Your IHG One Rewards Credit Card includes protection from fraud.
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.
