Convenient and simple for you
$12 or $0 Monthly Service Fee
You can avoid the fee by doing one of the following each
monthly statement period:
- Direct deposits made into this account totaling $500 or more
- A balance at the beginning of each day of $1,500 or more
- An average beginning day balance of $5,000 or more in qualifying Chase accounts
Read our Clear & Simple Product Guide (PDF)
Added flexibility with Chase Overdraft Assist℠
No overdraft fee if you’re overdrawn by $50 or less at the end of the business day, or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day. Learn more
Help keep your
money protected
With Zero Liability Protection, you'll get reimbursed for unauthorized charges on your debit card when reported promptly. Chase Total Checking also includes FDIC Insurance, which insures your money up to the maximum amount allowed by law.
Our most popular checking account, chosen by millions
Free credit score and planning with Chase Credit Journey®
Track your credit score with Chase Credit Journey and start building your credit health.
Access to more than 15,000 ATMs and more than 4,700 branches
Whether you need to visit a branch or an ATM, you can access your money when you need it.
Stay in the know with Account Alerts
Keep up to date on account balances and activity.
All your banking in one place
Pair your Chase Total Checking account with a Chase Savings℠ and Chase First Banking account and manage your money in the same spot.
Chase Savings℠
Our savings account makes it easy for you to start saving and get ahead.
Chase First Banking
Give your kids tools, tips and safety features to help them learn money basics.
How to open a checking account: A step-by-step guide
When should you open a checking account online?
Benefits of having a checking account
FAQs
Learn more about your Chase Total Checking account by reading our frequently asked questions.
You can bank from anywhere with Chase Online℠ Banking and Chase Mobile® Banking. To enroll, go to chase.com and choose “Not enrolled? Sign up now.” Then, you can download the Chase Mobile app and use the same username and password to sign in on your phone or tablet.
There are several ways to easily add money to your bank account:
- Transfer money from another bank.
- Set up direct deposit from your employer.
- Use Chase QuickDeposit℠ to take a picture and deposit a check through the Chase Mobile app.
- Use Zelle® to get paid back with people you know and trust right in the Chase Mobile app.
- Deposit checks and cash at Chase branches and ATMs.
You can pay your rent, mortgage, credit card and other bills with Chase Online℠ Bill Pay. You can also add your debit card to your mobile wallet and use your phone to make purchases. This allows you to make secure payments even when you don't have your physical card.
You can use Zelle® to pay and get paid back fast with people you know and trust who have a bank account in the U.S. right in the Chase Mobile app. More than 1,000 banking apps in the U.S. offer Zelle®, so you can use it with people you know and trust — even if they don't bank with Chase.
You can find them using the Chase Mobile app or on chase.com by following these simple directions. Once you have your checks, you can also find them on the bottom of each check.
