Tap to Pay on iPhone: How does it work?
Use your iPhone to offer customers a fast, convenient and secure way to pay. Presented by Chase Payment Solutions®.
Key takeaways
- Tap to Pay on iPhone enables businesses to accept in-person, contactless payments directly on their iPhone, without the need for extra hardware, making transactions quick and convenient for both merchants and customers.
- The feature is integrated into the Chase Point of Sale (POS)℠ app; setup is straightforward, and transactions can be completed securely over Wi-Fi or cellular connections.
- Chase enhances Tap to Pay on iPhone with industry-leading security, fast funding (including same-day deposits) and powerful business analytics, helping businesses manage cash flow and improve customer service.
Getting paid just got easier with Tap to Pay on iPhone. Whether it’s a queue of customers at the farmers’ market or in your yoga studio, accepting in-person, contactless payments is a simple way to continue to grow your business.
What is Tap to Pay on iPhone?
With Tap to Pay on iPhone, you can accept in-person, contactless payments right on your iPhone. No extra terminals or hardware necessary. It also complements your other point-of-sale devices by giving you a quick way to take payments on the go.
It’s easy to set up, secure and convenient. With just your iPhone, you can accept debit and credit cards, Apple Pay® and in-person payments from other digital wallets.
How do I activate Tap to Pay on iPhone?
Tap to Pay on iPhone is built-in to the Chase Point of Sale (POS) app and is available if you have a Chase Business Complete Banking® account. You'll also need an iPhone XS model or later with the latest version of iOS.
- In the Chase POS app, start a new sale. On the payment option screen, select Tap to Pay on iPhone.
- Follow the prompts to get started.
- Once the activation is complete, you will be able to use Tap to Pay on iPhone as your payment option.
How can I use Tap to Pay on iPhone?
Transactions can take place over Wi-Fi or through a cellular connection.
- Once you’ve enabled Tap to Pay on iPhone in your Chase POS app, you can proceed with checkout as usual by entering the purchase amount or selecting a specific option within the app.
- Present your iPhone to your customer.
- The customer holds their contactless card horizontally at the top of your iPhone, over the contactless symbol, or if paying with a digital wallet, your customer will hold their device near the top of your iPhone.
- When you see the “done” check mark, the transaction is complete.
Is Tap to Pay on iPhone secure?
Tap to Pay on iPhone uses the built-in features of the app to keep your business and customer data private and secure. When a payment is processed, Apple does not store card numbers on the device or on Apple servers to enable secure payments.
Additional fortress-level security is provided by Chase, which follows industry standards and keeps your payments safe.
Why should I use Tap to Pay on iPhone through Chase?
Chase provides integrated payments and banking solutions to help you grow and scale your business in one place. Plus, get fast funding, with as soon as same-day deposits, to better manage cash flow, and powerful analytics like Chase Customer Insights to help you make the best next move for your business.
"Tap to Pay on iPhone has exceeded my expectations. I went into this thinking it would be a cool feature to have, but I feel like it has elevated my customer service in the checkout process."
Customers were told in advance they may be featured in an ad.
Get started today
Start enjoying the benefits of Tap to Pay on iPhone, backed by Chase’s integrated payments and banking solutions, as soon as same-day deposits and industry-leading security.
To learn more about accepting payments with Tap to Pay on iPhone, check out the Tap to Pay on iPhone FAQs or speak with a Chase Payments Advisor to discuss which payment solutions are right for you.
