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How to get the most out of Chase credit card rewards

Discover the perfect Chase business card account and rewards for your business. Presented by Chase for Business.

minute read

 

With several business credit card options available, how do you find the right one for your business? For many it comes down to the rewards. Chase for Business is all about rewarding businesses. We offer unique options to meet your business needs, including partnerships with popular brands, cash back, introductory bonuses and travel rewards.

Chase business card has the benefits of Chase Ultimate Rewards®, with distinctive benefits for each credit card.

 

What is Chase Ultimate Rewards®?

When you’re a Chase business cardmember, your business earns rewards with every business purchase. Those rewards can be redeemed in a variety of ways, including travel, gift cards and cash back through Ultimate Rewards. The amount of rewards your company aggregates depends on which card you use and the category of the purchase, with many bonus categories earning 2X to 5X points per dollar on many purchases. Rewards can also be transferred to participating airline and hotel partners once enough points have been accrued.

 

Which is the right Chase business card for my business needs?

Use this guide to compare the rewards and benefits of each Chase business credit card account and determine which is right for your business. By offering benefits such as travel rewards and cash back, our Chase business credit cards can help meet many of your business’s needs. Read more to find the right rewards card for you and your company.

 

When you have big plans that include big purchases

Get introductory bonus points after you meet a specific dollar amount for purchases in the first three months of using the Chase Ink Business Preferred® Credit Card, which includes your choice of cash back or travel rewards when you redeem through Ultimate Rewards. These points can really add up if you’re planning an upgrade or major purchase for your business in the very near future. Plus, you’ll earn extra points annually on specific business essentials such as shipping, select advertising and travel and standard points per dollar spent on all other purchases.

 

If you prefer to fly the friendly skies with United

Turn business expenses into vacations by earning miles on all purchases. With priority boarding, a free checked bag for you and a companion, and more, the travel benefits of the Chase United℠ Business Card can be the right choice for a business that’s going places. As a cardmember, you’ll earn double miles on United purchases and dining, as well as at gas stations, office supply stores, on local transit and commuting. Plus, there’s no cost for employee cards, and the miles earned from their purchases accrue in your account.

 

If unlimited cash back sounds good to you

Every business could use more cash. With bonus cash back after you spend the required amount on purchases in the first three months after account opening, plus unlimited cash back on every business purchase, the Chase Ink Business Unlimited® Credit Card delivers.

 

For the occasional Southwest flyer

As travel starts to take off again, you want to add the Southwest Rapid Rewards® Performance Business Credit Card to your travel plans. You can earn bonus points after spending a required amount in the first three months, as well as 9,000 anniversary bonus points each year, four points per $1 on purchases spent on Southwest purchases, three points per $1 spent with Rapid Rewards hotel and car rental partners, and two points per $1 spent on internet, cable, phone services, social media, and search engine advertising purchases. The credit card also includes travel benefits when flying with Southwest-four Upgraded Boardings per year, when available, inflight WiFi credits and up to $100 Global Entry or TSA PreCheck® fee credit every four years. When flying Southwest, every seat is a reward seat, with no blackout dates or seat restrictions, bags fly free® and no change fees.

 

When you and your colleagues regularly fly Southwest

With bonus points on all Southwest purchases, rewards flights without blackout dates, a set number of upgraded boardings a year, in-flight credits and Global Entry/TSA fee credits, the Chase Southwest Rapid Rewards® Performance Business Credit Card is a favorite among many business travelers.

 

For the business with significant overhead costs

Want to maximize your everyday expenses? The Chase Ink Business Cash® Credit Card offers bonus cash back when you spend the required amount on purchases in the first three months after account opening. You’ll also receive a percentage of cash back on a portion of your everyday expenses like office supplies, phone , internet and cable every year on your account anniversary. Plus, you’ll earn rewards on every purchase made for your business.

 

What are the benefits of a Chase business credit card?

Most Chase business credit cards include benefits such as employee cards at no additional cost (including the option to assign individual spending limits), which helps you earn rewards even faster. Depending on the Chase business credit card selected, referring fellow business owners also earns you bonus points. Plus, by using Chase Ultimate Rewards, you can redeem your rewards for cash back, gift cards, travel and more, while taking advantage of all the rewards a Chase business credit card account offers.

 

How does my company open a Chase business credit card account?

Once you have selected the right Chase business credit card for your company, you can apply online at chase.com. If you’re not sure which business credit card is right for your business, set up a meeting with a business banker so they can walk you through the ins and outs of each card. Once you start using your business credit card, Ultimate Rewards helps you manage and use your rewards, benefiting you and your business every step of the way.

 

The Southwest® Rapid Rewards® Credit Card is brought to you by Southwest Airlines® and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards points toward benefits and services. The number of points needed for a particular Southwest flight is set by Southwest and will vary depending on destination, time, day of travel, demand, fare type, point redemption rate, and other factors, and are subject to change at any time until the booking is confirmed. Rapid Rewards points can only be transferred to the primary Cardmember’s Rapid Rewards account. All Rapid Rewards rules and regulations apply and can be found at Southwest.com/rrterms. Southwest reserves the right to amend, suspend, or change the program and/or program rules at any time without notice. Rapid Rewards Members do not acquire property rights in accrued points.

MileagePlus: Miles accrued, awards, and benefits issued are subject to the rules of the United MileagePlus® program. For details, see united.com.

For informational/educational purposes only: The views expressed in this article may differ from those of other employees and departments of JPMorgan Chase   Co. Views and strategies described may not be appropriate for everyone and are not intended as specific advice/recommendation for any individual. Information has been obtained from sources believed to be reliable, but JPMorgan Chase   Co. or its affiliates and/or subsidiaries do not warrant its completeness or accuracy. You should carefully consider your needs and objectives before making any decisions and consult the appropriate professional(s). Outlooks and past performance are not guarantees of future results.

JPMorgan Chase Bank, N.A. Member FDIC. ©2022 JPMorgan Chase   Co.