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Business Checking with Chase

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Find the account that fits your business

★ MOST POPULAR

Chase Business Complete Banking®

 

Our most popular checking account with the essentials for your business.

 

Monthly Service Fee

 

$15 or $0


Waive the Monthly Service Fee if you achieve $2,000 of minimum daily balance, deposits from Chase QuickAccept®, or Chase for Business card purchases.

 

 

 

Benefits:

  • Built-in card acceptance from your mobile device
  • Up to 20 paper and teller transactions and $5,000 in-branch cash deposits included each statement cycle

 

FOR MID-SIZED BUSINESSES

Chase Performance Business Checking®

 

Designed to offer mid-sized businesses more tools and versatility.

 

Monthly Service Fee

 

$40 or $0

 

Waive the Monthly Service Fee if you maintain a $35,000 combined average beginning day balance.

 

 

 

 

Benefits:

  • All incoming wires and your two most expensive outgoing domestic wires included per statement cycle
  • Up to 250 account debits and $20,000 of in-branch cash deposits included per statement cycle

 

FOR ESTABLISHED BUSINESSES

Chase Platinum Business Checking℠

 

For established businesses that need complex cash management support.

 

Monthly Service Fee

 

$95 or $0

 

Waive the Monthly Service Fee if you maintain an average beginning day balance of $100,000 or more per statement period ($50,000 when linked to a Chase Private Client Checking, or Private Client Checking Plus.)

 

Benefits:

  • All incoming wires and your four most expensive outgoing domestic wires included per statement cycle
  • Up to 500 account debits and $25,000 of in-branch cash deposits included per statement cycle

 

NEW BUSINESS CUSTOMERS
Earn $3,000

 

when you open a new Chase Platinum Business Checking℠ account with qualifying activities.

  • Deposit external funds of $500,000 or more directly into your new checking account within 60 days of offer enrollment.
  • Then, maintain at least a $500,000 balance in your new checking account for 180 days from offer enrollment.

Account must be opened and enrolled between 1/6/2026 and 4/30/2026

 

Start now, Earn $3,000Learn more about Platinum Business Checking

Checking features to help your business thrive

 

Every Chase business checking account offers:

  • Chase Business Online and Online Bill Pay
  • Chase Mobile® Banking
  • Chase debit card with chip
  • Associate Debit and Employee Deposit Cards available upon request
  • Chase business savings account Monthly Service Fee waived when linked to an eligible Chase business checking account
  • Access to more than 15,000 ATMs and 5,000 branches

Explore account details

Chase Business Complete Banking®

Chase Performance Business Checking®

 

Chase Platinum Business Checking℠

 

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Find out what you’ll need to open a business checking account

Choose your business type for a checklist of the required documentation needed to open a new business account.

 

Frequently asked questions

A business checking account might be the best option for small businesses. Business checking accounts let you manage your business funds, build your business credit score and separate business and personal assets.

 

Personal accounts are typically used for your personal income and bills. They typically have lower deposit limits and are intended for different transaction types. Separating accounts may also make bookkeeping and tax prep easier.

 

Learn more about how to keep your business and personal expenses separate.

When choosing a business checking account, consider things like:

  • Multiple branch locations — this may be best for you if you travel or want a close-by branch.
  • Account features — like remote deposit options and the ability to accept payments.
  • Prerequisites — minimum balance requirements that make sense for your cash flow.
  • Mobile and online banking — the experience should be easy and help you bank almost anywhere.
  • Credit cards and financing — a bank that offers these options can be beneficial.
  • Fraud protection — to help you safeguard your business by reducing your exposure to fraud

You can open a business checking account online or at a branch near you. Learn more about opening a Chase Business checking account.

Generally, business owners may need to provide information on their business and documentation.

 

To apply for a Chase business checking account, what you need might depend on how you apply and what type of business you own.

If you apply online, you may need to provide:

 

Ownership info

 

If your business has owners other than yourself, we’ll need you to provide the following info for each owner who owns 10% or more of the business:

  • Legal name
  • Address
  • Date of birth
  • Tax identification number, Social Security number, TIN or EIN
  • Country of citizenship
  • Ownership percentage

 

Other documents

 

We may ask you to upload certain documents to help us verify your business. In case we do, please have digital copies of the following on hand:

  • Legal documents(s) establishing your business (e.g., Articles of Organization, Certificate of Formation) including legal business name, state of registration and registration date
  • Doing Business As (DBA) Certificate, if your business operates under a name other than its legal name.

 

Only privately held businesses with the following structures can apply for a Chase business checking account online:

  • Sole proprietorships
  • Corporations
  • Limited liability companies (LLCs) managed by a single member or manager

 

Have a different business type? Visit a branch near you and we'll help you out. Please refer to our branch locator to find availability info about Chase branches near you.

To apply in a branch you might need to bring the following documents with you:

  • Two forms of personal identification (one that’s government issued).
  • Your tax identification number – either a Social Security number, TIN or EIN.
  • Legal documentation establishing your business (e.g., Articles of Organization, Certificate of Formation)including legal business name, state of registration and registration date.
  • Your Doing Business As (DBA) Certificate, if your business operates under a name other than its legal name.

 

Please see our checklist for complete requirements by business type. Once you’re ready, you can visit a branch near you.

Once your business banking account is open and funded, you can set it up. Start by downloading the mobile app and signing up or logging in to the online banking platform.

 

Then, connect your new bank account to your business accounting software and any other relevant business tools.

 

Lastly, add authorized users, set appropriate permissions and alerts, and establish recurring payments from your new business account.

 

If you recently opened a Chase business banking account, learn how to set it up here.