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United Club℠ Card

United Club℠ Card

Rewards

 

Primary United Club Cardmembers can relax in the United Club℠, get preferential treatment at the airport and stay in style.

 

Earn miles on United®

  • 11 total miles per $1 spent on eligible United flights: 6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 5x miles on entire United purchase with the United Club Card. Mileage earning differs for Basic Economy or base option tickets. Premier® members earn even more.
  • 5 miles per $1 spent on all other eligible United® purchases

 

Earn miles on other purchases

  • 2 miles per $1 spent on dining
  • 2 miles per $1 spent on all other travel
  • 5 miles per $1 spent on pre-paid Renowned hotels stays
  • 1 mile per $1 spent on all other purchases

 

Earn up to 28,000 Premier® qualifying points (PQP)

 

You’ll earn 1 PQP for every $15 you spend on purchases with your Club℠ Card, up to 28,000 PQP in a calendar year. This can be applied toward your Premier® status qualification, up to and including the Premier 1K® level.

 

1,500 Card Bonus PQP

 

Get a jump start on earning Premier status with 1,500 Card Bonus Premier qualifying points (PQP) each year. PQP can be applied toward your Premier® status qualification, up to and including the Premier 1K® level. Your Card Bonus PQP will be applied to your MileagePlus account within 6 to 8 weeks after February 1 each year, starting in 2026. Your Club Card must be open as of December 31 of the prior year and must be open when PQP are applied.

 

Not a Cardmember? Learn more

If you’re already a United Cardmember and would like to switch to this product, please call the Chase phone number on the back of your current card to see if you’re eligible.

Rewards

 

Redeem your miles for flights, car rentals or shopping at your favorite retailers.

 

Award travel on Star Alliance™

 

Use your miles to connect with more of the world. You can earn and use MileagePlus miles on United and on any of the other member airlines in the Star Alliance network. With over 18,000 daily departures serving more than 1,300 worldwide destinations, your award travel opportunities are virtually endless.

 

Car and hotel awards

 

Your MileagePlus miles now take you even further. You can use your miles for car rentals at Cars.MileagePlus.comOpens overlay, as well as for hotel stays at thousands of properties around the world at HotelAwards.MileagePlus.comOpens overlay.

 

Merchandise awards

 

Enjoy shopping when you use your miles for electronics, home goods, accessories, jewelry and more from your favorite brands. Go to MileagePlusAwards.comOpens overlay to shop.

Travel Benefits

 

Enjoy the ease of travel with less stress and more perks.

 

United Club℠ access

 

Primary Cardmembers receive a value of at least $750, including additional guest privileges with their United Club access. Primary Cardmembers and their eligible travel companions, including 1 adult guest and dependent children, will enjoy access to 45+ United Club locations worldwide. For an updated status on United Club locations, any temporary closures, guest policies, and to learn more about the United Club memberships available, please visit united.com/UnitedClubOpens overlay.

 

United Club℠ All Access membership

 

Unlock All Access membership as a Cardmember after reaching Premier Gold status or by spending $50,000 on purchases each calendar year with your United Club℠ Card. In addition to your membership benefits, you will have:

  • Total of 2 adult guests or 1 adult guest plus your dependent children under the age of 18 will have access to all United Club locations.
  • Access to participating Star Alliance™—member affiliated lounges for you and your eligible travel companions.
  • Four one-time Club passes for your authorized users each year.

 

Earn 4 United Club one-time passes with United Club℠ All Access Membership and an authorized user

 

Cardmembers with United Club All Access Membership and an authorized user on their account, will earn 4 United Club one-time passes annually on their account anniversary. (Over a $200 value per year.) Receive United Club All Access Membership after spending $50,000 in a calendar year or earning Premier Gold status or higher. Each pass grants one person one-time access to a United Club location, so long as the primary Cardmember or an authorized user is also admitted. Please allow 3 weeks from the date an authorized user is added before the authorized user redeems a one-time pass without the primary Cardmember present. For an updated list of United Club locations and any temporary closures, please visit united.comOpens overlay.,

 

Premier access® travel services

 

Start your journey stress-free by avoiding long lines and getting early access to overhead bins. Priority check-in, security screening, boarding and baggage handling privileges (where available).

 

Free first and second checked bags — a savings of up to $440 per roundtrip

 

The primary Cardmember and one companion on the same reservation get their first and second standard checked bags free (up to $50 for the first bag and $60 for the second, each way, per person) on United-operated flights. The primary Cardmember must include their United MileagePlus® number and purchase tickets with their card (waived for flights within 90 days of account opening). For details visit united.com/ChaseBagOpens overlay.

 

Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit

 

Receive a statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS when charged to your card.

 

25% back on United® Inflight and Club premium drink purchases

 

Enjoy 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United® operated flights, as well as premium drink purchases at United Clubs when you pay with your United Club Card.

 

Complimentary Premier® upgrades on award tickets

 

The primary Cardmember who is also a MileagePlus® Premier® member and traveling on a MileagePlus award ticket and one companion will be eligible for Complimentary Premier Upgrades on select United® operated flights (when available). Visit united.com/UpgradesOpens overlay for details.

 

Cardmember award pricing

 

You receive access to Cardmember pricing on eligible award flights when you're signed into your MileagePlus® account.

 

General members save 10% or more and Premier members save 15% or more on flights booked with miles including expanded access to Saver Award availability in United Economy®, United Business®, United Polaris® business class and United First® on two-cabin aircraft.

 

Earn up to 20,000-miles in award flight discounts each year

 

Earn a 10,000-mile discount after spending $20,000 each calendar year with your United Club℠ Card — up to two times per calendar year.,

 

Save 10% on United Economy Saver Awards

 

On United® and United Express® flights when traveling within the continental U.S. or between the continental U.S. and Canada.

 

Access to Renowned Hotels and Resorts for United® Cardmembers

 

For a truly exceptional experience, turn to Renowned Hotels and Resorts, a curated selection of world-class hotels. Make a reservation through the program using your United Club℠ card to receive the following benefits:

  • Daily breakfast for two
  • A $100 property credit (includes dining, spa or other activities at the property)
  • Free Wi-Fi
  • A room upgrade**
  • Early check-in and late checkout**

To make a reservation, visit RenownedHotels.com and pay with your United Club card.

**When available at select properties

 

Up to $200 in credits on Renowned Hotels and Resorts for United® Cardmembers

 

Receive up to $200 back in statement credits each anniversary year on hotel accommodations when you prepay directly through Renowned Hotels and Resorts with your United Club℠ Card.

 

Up to $150 in credits on rideshare purchases

 

Enroll to receive up to $150 back as statement credits each calendar year on rideshare purchases when paying with your United Club℠ Card: up to $12 back as a statement credit each month from January through November, and up to $18 back for the month of December. Enrollment required.

 

Up to $100 in United travel credits on Avis or Budget car rental purchases

 

Receive $50 in United® TravelBank cash, up to $100 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through mileageplustravel.united.comOpens overlay and paid for with your United Club℠ Card.,

 

Up to $200 in credit on JSX purchases

 

Get up to $200 back as a statement credit each anniversary year when you book flights directly with JSX using your United Club℠ Card. JSX is a hop-on jet service that offers a semi-private flying experience at commercial fares. To learn more, visit united.com/JSXOpens overlay.

 

Avis President's Club®

 

Primary Club Cardmembers are invited to enroll in Avis President's Club at united.com/AvisChaseBenefitOpens overlay.

 

Benefits include:

  • Guaranteed rental car availability — qualifying United MileagePlus® members and Cardmembers who are enrolled in Avis President's Club are guaranteed a vehicle as long as they have made a reservation 24 hours in advance of rental checkout, up to a full-size 4-door vehicle. 
  • Complimentary two-car class upgrades — qualifying United MileagePlus members and Cardmembers who are enrolled in Avis President's Club will receive a complimentary two-car class upgrade based on availability. Customers must rent an intermediate (group C) vehicle or larger in order to qualify for an upgrade. Offered at participating Avis locations in the U.S, Canada, Europe, Australia and New Zealand
  • Expedited Service: Go straight to your car and drive off at Avis Preferred locations around the world. Dedicated 24/7 number for customer support

 

IHG® One Rewards Platinum Elite Status

 

As the primary United Club Cardmember, you’re eligible for Platinum Elite Status in IHG Rewards. Platinum Elite Status allows you to enhance your stay with:

  • Complimentary room upgrades
  • Extended checkout, as available
  • Earn points toward free nights
  • Elite points that never expire

Visit united.com/IHGStatusOpens overlay to learn more and to enroll.

 

No foreign transaction fees

 

Purchases made with your United Club Card outside the U.S. will not be subject to foreign transaction fees. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

 

Instacart+ Membership

 

Get complimentary Instacart+ Membership and receive unlimited deliveries with $0 delivery fees on eligible orders. Service fees and Terms apply. Benefits end 12/31/27.

 

Up to $240 in Instacart credits

 

Receive two $10 Instacart credits monthly, up to $240 total each calendar year, for purchases made directly through Instacart when you pay with your United Club℠ Card. Terms apply. Benefits end 12/31/27.

 

Concierge services

 

Need help finding a great new restaurant or tickets to the theater? Count on the United Club Card concierge services to give you personalized assistance with reservations, referrals and recommendations — anywhere in the world. Call United Club Card concierge services at 1-800-999-6977 for assistance.

Travel Protection

 

Go with confidence. When traveling, your United Club Card offers protection and assurance to help you deal with the unexpected.

 

You can find the most up to date benefits information on Chase.com. Simply log in to Chase.com, click on the “MORE” drop down menu and select “CARD BENEFITS.”

 

Baggage Delay Insurance

 

Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.

 

Lost Luggage Reimbursement

 

Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.,

 

Trip Delay Reimbursement

 

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.

 

Emergency Evacuation and Transportation

 

If you or a covered traveler are injured or become sick during a trip 100 miles or more from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $1,000,000.

 

Travel Accident Insurance

 

When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.

 

Travel and Emergency Assistance

 

If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.

 

Auto Rental Coverage

 

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.,

 

For assistance with all United Club Card protection benefits, please call 1-800-350-2919 or 1-214-503-2953. International charges may apply; please contact your service provider for additional details.

Purchase Protection

 

Shop smarter with Purchase Protection coverage when you use your United Club Card.

 

You can find the most up to date benefits information on Chase.com. Simply log in to Chase.com, click on the “MORE” drop down menu and select “CARD BENEFITS."

 

Extended Warranty Protection

 

Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.

 

Purchase Protection

 

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.,

 

Return Protection

 

You can be reimbursed for eligible items that the store won’t accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.

 

For assistance with all United Club Card protection benefits, please call 1-800-350-2919 or 1-214-503-2953. International charges may apply; please contact your service provider for additional details.

Fraud Protection

 

Free yourself from worry with exceptional Fraud Protection benefits that come with your United Club Card.

 

Zero Liability Protection

 

Zero Liability Protection means you won’t be held responsible for unauthorized charges made with your card or account information.

 

Charge disputes

 

If you were charged in error, we will freeze that charge while we investigate your dispute.

 

Fraud alerts

 

We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.

Dedicated Cardmember service

 

Chase and United are dedicated to delivering exceptional service to our Cardmembers. Whenever you call, a knowledgeable and empowered Customer Service specialist will assist you 24 hours a day, 7 days a week.

Simply call 1-800-999-6977 or 1-614-248-2161 for assistance. International charges may apply; please contact your service provider for additional details.