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Benefits & Rewards

United Gateway℠ Card

Benefits & rewards

Get away faster — use your United Gateway Card for gas, groceries and more to get you closer to your next destination.

Earn award miles

  • 2 miles per $1 spent on United purchases
  • 2 miles per $1 spent at gas stations
  • 2 miles per $1 spent on local transit and commuting
  • 1 mile per $1 spent on all other purchases

25% Back on inflight purchases

When you pay with your Gateway Card, you’ll earn 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United®-operated flights.

No foreign transaction fees

Purchases made outside the U.S. with the Gateway Card are not subject to foreign transaction fees. It’s a great opportunity to use your card when you travel or shop online and earn award miles. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Trip Cancellation/Interruption Insurance

You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid nonrefundable passenger fares if your trip is canceled or cut short by covered situations like sickness or injury.

Redeem Miles

Use your miles to connect with more of the world. You can earn and use MileagePlus miles on United and on any of the other member airlines in the Star Alliance network.

Car and hotel awards

Your MileagePlus miles now take you even further. You can use your miles for car rentals at CarAwards.MileagePlus.com, as well as for hotel stays at thousands of properties around the world at HotelAwards.MileagePlus.com.

Merchandise awards

Enjoy shopping when you use your miles for electronics, home goods, accessories, jewelry and more from your favorite brands. Go to MileagePlusAwards.com to shop.

Concierge service

As a Cardmember, enjoy personalized assistance with all your travel needs, from arranging gifts and business services, to obtaining restaurant recommendations and reservations, and much more. For Concierge Services, call 1-800-953-7392, 24 hours a day, 7 days a week.