Chase ranked #1 in small business online banking
Quick insights
- In June 2025, Chase was ranked #1 in small business online banking by Barlow Research Associates, Inc.chase-barlow
- In particular, The Chase for Business online banking platform earned this distinction for offering the most comprehensive set of online banking features deemed important by small business users.chase-barlow
Running a business takes time and effort, which is why choosing the right business banking platform can be an important decision. From processing payments to managing cash flow, there are plenty of factors to consider when selecting your online business bank.
That’s why millions of business owners rely on Chase for Business®—Chase was ranked #1 in small business online banking thanks to its comprehensive suite of business-oriented features.
Barlow Research Associates, Inc. evaluated 13 platforms in its 2025 Digital Business Banking Test Drive. Rankings were based on small business customer feedback combined with insights from Barlow’s subject matter experts. Chase ranked #1 in the 2025 Test Drive, receiving credit for 50 out of 61 business banking features and achieving a weighted score of 87%.
Below, we’ll cover some highlights of Chase for Business that help clients start, run and grow their businesses, plus stories from real customers. Find out why customers choose Chase for Business as #1 in small business online banking.
Comprehensive set of online banking features
Your modern business needs modern, flexible solutions. Barlow identified 61 features that contribute to a positive online banking experience, and Chase led the pack with the most available features that are important to small businesses compared to other online bank platforms.
A few features Barlow marked as top priority that Chase offers include:
- Access to 90 days of detailed account history
- Online statements with check images for easy reference
- Clear display of payment fees before completing a transaction
- Options to add authorized users with customizable account and transaction limits
- Email or phone alerts to help monitor logins and potential security threats
- Convenient scheduling of branch appointments with a banker or specialist
With an award-winning online business banking platform like Chase for Business, you can also benefit from the following:
- Account visibility: Digital banking solutions allow you to manage your accounts, process payments and access financial information any time or any place, as long as you have internet access.
- Improved cash flow management: Real-time ACH payment processingreal-time-intro, real-time-2, real-time-3,real-time-4 and up-to-date financial visibility can help you more accurately monitor cash flow for financial decisions and business planning.
- Integration with business tools: Seamless integration of your digital business bank account with business management tools like accounting and financial management software can help drive operational efficiency.
Even as your business grows and changes, Chase for Business offers digital banking products that support and accommodate scalability.
Key products offered by Chase for Business
Every business is different, and that’s where Chase for Business comes in. Whether you’re just starting out or scaling up due to growth, Chase has business banking solutions to help your business move forward:
Business checking accounts
Depending on your business checking account needs, you can select between Chase Business Complete Checking®BB_CBCB_BB0040 (for starting or growing a business), Chase Performance Business Checking®BB_Performance_BB0041 (for mid-sized businesses) or Chase Platinum Business Checking℠BB_Platinum_BB0042 (for established businesses).
With Chase Business Complete Checking you get more than just a bank account—you can use features like QuickAccept® quickaccept for seamless credit card acceptance and access to cash, invoicinginvoicing to fast-track payments and Check Monitoring to help prevent fraud.
Chase Performance Business Checking and Chase Platinum Business Checking both offer Fraud Protection Services to help protect your cash flow and ACH Debit Block to add an additional layer of security for your business account.
All deposit accounts provide actionable industry insights with the Customer Insightsinsights-generated.
Business savings accounts
Complement your checking account with a savings account or certificate of deposit. You can simplify business savings by accessing accounts all in one place (through Chase Business Online℠ or the Chase Mobile App®BB_ChaseMobileApp_BB0092). Additionally, earn relationship benefits like a Monthly Service Fee waiver or an increased interest rate when you link a qualifying business checking account.
Loans for small businesses
Taking your business from dream to reality can be complex. Chase for Business can help you take your business to the next level with options like a business line of credit, small business loans and commercial real estate financing.
401(k) solutions
Choose between three different Everyday 401(k) plans to find the one that works for your business. Benefits include low-cost options for small businesses, a dedicated onboarding specialist to help you get started and a client success manager to provide day-to-day guidance.
Real customer success storiessuccess-stories
Looking for a bank for your small business? Everyone’s business and goals are different. Learn how real Chase for Business customers use digital banking solutions to help grow their business:
- Philomena Kane; founder of KIN apparel
- Benjamin Haugh; owner of All Nation Restoration
- Lucy Ramirez Thompson; co-owner of Pez Cantina
Participants compensated
In summary
Thanks to its diverse range of digital banking solutions, Chase has been ranked #1 in small business online banking. Whether you have a brand-new business or are scaling and growing your existing business, you can find support from Chase for Business.
