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Business Services

Collect and Deposit Services


Payment-collection solutions to help you manage your revenue.


Simple, secure access to your cash flow

Gain time and save money with multiple options for accepting payments or making deposits on the go.


Chase QuickAccept℠


Never miss a sale by accepting credit and debit cards anytime, anywhere in the U.S. Set up payment acceptance in minutes through your Chase Business Complete Banking℠


Key Features

  • Convenient and easy to use: Key-in card details or use an optional contactless card reader to take payments
  • Fast funding: Same-day deposits at no additional cost
  • Quick setup: Activate in minutes on the Chase Mobile® app or and starting taking payments


  • Free to activate, only pay when you use it:
    • 2.6% + 10 cents for tap, dip, swipe transactions
    • 3.5% + 10 cents for manual transactions
  • No hidden fees or monthly contracts
  • $49.95 for optional card reader


  • Easily accept card payments, manage transactions and access financial information with one sign in
  • Get access to your funds quickly
  • Issue refunds, track disputes and more
  • Payments processed by the #1 merchant processor in the U.S.




Use Zelle to get paid, or to send payments to eligible suppliers and vendors.

Send your customers a Zelle request so they can pay you directly.


Key Features

  • No check or cash needed for payment
  • Receive money in moments
  • Available 24/7 on Chase Mobile app or


  • Zelle® is available with no charge to use or download


  • Compatible with non-Chase customers
  • Money goes directly into your business account
  • Safe and secure – only need to share your email address or phone number to send or receive payments




Easily deposit paper checks electronically with a scanner or via mobile deposit.


Key Features

  • Three options:
    • Mobile Deposit – use the Chase Mobile app to deposit checks
    • Single Feed Check Scanner – when depositing fewer than 15 checks per week
    • Multiple Feed Check Scanner – when depositing more than 15 checks per week
  • Available to use 24/7


  • Scanner options can be up to $50/month, requires a contract, additional fees may apply


  • Faster, more convenient processing of checks
  • Secure and organized

For mobile deposit, use QR code below to get started:


QuickDeposit QR Code

Depending on your business needs

ACH Collections


Withdraw money electronically from your customers' account as long as you have their permission.

  • Collecting money through the ACH network is a fast and convenient way to ensure you get paid on time.
  • Collect from checking and savings accounts in the U.S. - most are eligible for the services.
  • Schedule a one-time collection or set up a recurring collection to save time.
  • Fee: $25 for the first 25 collections per month, then $0.25 each.
  • Enrollment requirements: You should be at least 2 years in business and have an eligible Chase account at least 6 months old.

Deposit checks from your desktop


Make deposits from your office, and avoid the trip to your branch.

  • Best for businesses that receive greater than 40 checks a month
  • Or for businesses that get many checks at once

Lockbox and vault services


Multiple options to securely manage your deposits.

  • Wholesale Lockbox with Receivables Online
  • Economy Lockbox with Receivables Online
  • Business Deposit Express
  • Cash Vault Services


Tools that keep your business connected at all times


Manage your small business account from anywhere


Online banking helps you stay seamlessly on top of your cash flow



Send money… anywhere


Wire Transfers let you send money across town, or across the globe


Account management, security, and control


Chase gives you the tools to help manage your business's finances with increased control, flexibility, and security.



Chase QuickAccept is only available within the Chase Mobile® app on select mobile devices and is not available in U.S. territories or outside the U.S. Usage of Chase QuickAccept subject to eligibility, terms  of service, monitoring and further review.  Deposits are subject to limits, verification, fraud monitoring, and other restrictions. Message and data rates may apply.


There is a $15 Monthly Service Fee (MSF) that we’ll waive if you meet any of the below qualifying activities for each Chase Business Complete Checking℠ account in a monthly statement period. Qualifying activities for how to avoid the MSF: (A) Maintain a linked Chase Private Client Checking℠ account, (B) Meet Chase Military Banking requirements, or (C) Fulfill at least one of the following qualifying activities: (1) Maintain a Minimum Daily Ending Balance of at least $2,000 in the Chase Business Complete Checking account each business day during the monthly statement period, excluding the last business day of the statement period; (2) Have at least $2,000 of aggregate eligible deposits (net of chargebacks, refunds, or other adjustments) into the Chase Business Complete Checking account, at least one day before the end of the monthly statement period, using one or more of the following:  Chase QuickAccept℠ including Chase Smart Terminal℠, InstaMed Patient Payments and InstaMed Patient Portal and/or other eligible Chase Payment Solutions℠ products. Eligible Chase Payment Solutions products have a transaction history that is viewable on Chase Business Online, Chase Connect®, or J.P. Morgan Access®. The cutoff time for eligible deposits is 11:59 PM Eastern Time one day prior to the last day of your Chase Business Complete Checking monthly statement period; or (3) Spend at least $2,000 on eligible Chase Ink® Business card purchases in the most recent monthly Ink card billing cycle, which may be different than your Chase Business Complete Checking monthly statement period. Eligible purchases must be made using Ink Business Card(s) associated with the same business as your Chase Business Complete Checking account, as reflected in Chase records, and must earn Chase Ultimate Rewards® points. Certain purchases and transactions are excluded from earning Ultimate Rewards points, as described in your Rewards Program Agreement available on For complete details, please review the Additional Banking Services and Fees for Business Accounts at or visit a Chase branch. This information is subject to change.


Deposits are subject to limits, verification, fraud monitoring, and other restrictions. QuickAccept is not available in U.S. territories or outside the U.S. QuickAccept usage subject to eligibility, terms of service, monitoring and further review. Message and data rates may apply.


Payments processed, approved, and completed by 5:00 PM Pacific Time (PT) / 8 PM Eastern Time (ET) are eligible for same-day deposits, 6 days a week, excluding Saturdays. In addition, all QuickAccept deposits are subject to the QuickAccept Terms of Service. Payments held for risk, fraud, or other review may not be eligible for same-day deposits. Payments processed, approved and completed by 5:00 PM PT / 8:00 PM ET, Sunday through Friday (including holidays), will be deposited into the business owner's Chase business checking account that night. All payments processed, approved and completed by 5:00 PM PT / 8:00 PM ET on Saturdays will be deposited into the business owner's Chase business checking account Sunday morning by 7:30 AM ET. There is no additional cost for same-day deposits, but standard rates and fees will apply for business checking and payment processing. Customers qualify for same-day deposits upon sign-up and depositing into a Chase business checking account. Same-day deposits are available in the U.S. only. Additional exclusions may apply.


Chase Mobile® app is available for select mobile devices. Enroll in Chase Online℠ or on the Chase Mobile app. Message and data rates may apply.


Zelle®: Enrollment in Zelle® is required. To send money to or receive money from a small business, both the sender and recipient must be enrolled with Zelle directly through their financial institution. Both parties need a U.S. checking account enrolled with Zelle; only one needs an eligible Chase account. Small businesses are not able to enroll in the Zelle app with a debit card and cannot receive payments from consumers enrolled in the Zelle app. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase Online℠. Limitations may apply. Message and data rates may apply.


Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.


Make sure you only send money to people and businesses you know and trust to help avoid scams and protect your account.


Chase QuickDeposit℠ is available for select mobile devices. Enroll in Chase Online℠ and download the Chase Mobile® app. Message and data rates may apply. Subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. See or the Chase Mobile® app for eligible mobile devices, limitations, terms, conditions and details. Sign in to the Chase Mobile® app, select QuickDeposit for your account and then scroll down to see your limit.


Chase QuickDeposit℠ (with scanner) enrollment is subject to approval and availability in your area. If approved, a two-year contract is required which includes a check scanner. A monthly maintenance fee of $25 applies for the single feed check scanner option or $50 applies for the multiple feed check scanner option. Additional scanners are available for purchase at a one-time charge of $300 per scanner for the single feed check scanner and $600 per scanner for the multiple feed check scanner (plus applicable sales tax). During the first 60 days, you may, for any reason, cancel the service and return the scanner at no cost. After that, a cancellation fee of $250 applies if the service is discontinued prior to the end of the two year contract term. All check and deposit item fees will be billed and processed according to your account maintenance fee schedule.


ACH Collections Services are subject to approval and deposit account requirements.

Chase for Business links to Chase for Business home

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Accept debit and credit cards with safe, secure, and convenient Payment Solutions from Chase anywhere you do business – online, in-store, and on-the-go. Visit our Developer Center to find Payments APIs, developer tools, and documentation.

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Business Debit Cards

More convenient than cash and checks — money is deducted right from your business checking account. Make deposits and withdrawals at the ATM with your business debit card. Save time every month with recurring payments.

Commercial Banking

Commercial Banking provides businesses with annual revenues ranging from $20 million to more than $2 billion with a range of domestic and international solutions including investment banking and asset management — designed to help you achieve your business goals.

Business Services

We’re here to help with your business banking needs. From payment processing to foreign exchange, Chase Business Banking has solutions and services that work for you.

Retirement Plans

Help your employees plan, save, and invest for their future with 401(k) plan solutions. J.P. Morgan’s low cost retirement plans are built for you and your employees.