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We help support every business journey

 

From starting out to scaling fast, meet the small business owners who are choosing Chase. You’ll discover their inspiration, challenges and ultimate wins ― and see how our banking solutions helped them get there. We’re proud to shine a spotlight on their success.

 

 

 

CLEVELAND VETERINARY REHABILITATION
Entrepreneurs take bold steps to help dogs heal

Dr. Laura Surovi and Michael Sivo grew their vet practice into a state-of-art rehab facility. See how we help them support pets’ needs and their employees’ retirement goals.

 

Participants compensated

See 401(k) solutions

NELLY’S ORGANICS
Organic food brand creates snacks with a purpose

Meet Carla Spiropulo, who turned her passion for healthy foods into a snack company, and used ACH payments to help prevent fraud.

 

Participants compensated

Discover fraud fighting tools

MI GOLONDRINA
Woman-owned clothing company shares Mexico’s beauty

Inspired by her heritage, Cristina Lynch built her clothing brand by collaborating with Mexican artisans and using international wires to help ensure her employees are paid on time.

 

Participants compensated

View payment options

Chase supports entrepreneurs like you

Data as of April 2025

7MM small and midsize business customers

 

$33Bin credit for U.S. small businesses

 

225 years of standing with American businesses in every economic cycle

 

Hear more inspiring stories on The Unshakeables® podcast

Listen to real business owners who open up about their toughest setbacks and share how they rebounded even stronger. The Unshakeables is available wherever you get podcasts and in the iHeartRadio app.

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The Unshakeables RUBY

See how we’re helping small businesses grow

 

Get an inside look at business owners who are using our one-stop banking, flexible solutions and fraud-fighting tools to reach their goals and uplift communities. See bottom of page for more information.

 

One-stop business banking solutions

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EcoEnclose: Growing a business that delivers sustainability

EcoEnclose: Handling their banking needs in one place

Little Seed Farm: Managing personal and business finances with Chase

Online solutions for business banking

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The Sax Agency: Tapping into the convenience of mobile banking

Dental Depot: Using online banking to run and grow their business

Little Seed Farm: Banking remotely with Chase Business Online

Chase supports all communities

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Frederic Alexander: Using interior design to bring people together

OCOA: Helping hermanas find confidence in curls

BUILD: Helping students become the CEOs of their lives

Digital options to pay and get paid

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Best Ride on Cars: Paying vendors online with peace of mind

The Sax Agency: Meeting client needs with ACH payments

Cleveland Veterinary Rehabilitation: Paying bills online from their business account

Business banking, lending, credit cards and more

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Little Seed Farm: Saving time by depositing checks remotely

Rock ‘Em Socks: Accessing a business line of credit to grow

EcoEnclose: Using a business line of credit for working capital

Explore resources that can help you manage your business

 

Helpful tip videos

 

Watch our step-by-step videos to learn how to set up and use our banking, payment and security features online.

 

 

Courses and tools

 

Elevate your skills your way with self-guided lessons and interactive tools made for business owners and startups.

 

 

One-on-one coaching

 

Join Chase for Business Coaching for Impact® to help grow your business through 1:1 coaching, on-demand education and valuable resources.

 

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Get the latest news and insights to help guide your business journey

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Chase Platinum Business Checking℠ (“Platinum Checking”): There is a $95 Monthly Service Fee that we’ll waive if you meet either of these requirements: (A) Maintain an average beginning day balance of $100,000 or more in any combination of eligible linked Chase Business Premier Savings℠, business CDs, other Platinum Checking or qualifying investment accounts (the linked business accounts must share a common business owner) or (B) Maintain an average beginning day balance of $50,000 or more when linked to a Chase Private Client Checking℠, JPMorgan Classic Checking or Private Client Checking Plus account (the linked personal account owner must be a signer and direct business owner listed on the Platinum Checking account). Additional fees for certain transactions and cash deposits may apply. Linking accounts for pricing purposes does not provide overdraft protection, which must be requested separately.

For full Platinum Checking product details and fees, please review the Additional Banking Services and Fees for Business Accounts at chase.com/business/disclosures or visit a Chase branch. This information is subject to change.

Qualifying investment accounts must be held in the name of the business and include: Securities (including mutual funds and variable annuities) and investment advisory services.

Chase QuickDeposit℠ (with scanner): Enrollment is subject to approval and local availability. If approved, one check scanner is included with a required 2-year contract. Monthly maintenance fee varies by scanner: $25 (single feed) or $50 (multiple feed). During the first 60 days, you may, for any reason, cancel the service and return the included scanner at no cost. After that, a $250 cancellation fee applies if the service is discontinued prior to the end of the two-year contract term. All check and deposit item fees will be billed and processed according to the account maintenance fee schedule.

 

Additional scanners are available for purchase for a one-time fee per scanner: $300 (single feed) or $600 (multiple feed), plus applicable sales tax. Prices are subject to change.

Access and Security Manager: You are responsible for any actions Authorized Users take on your behalf. Authorized Users must abide by or perform any obligation imposed upon you. Chase shall not be liable unless it fails to exercise reasonable care in providing the Access and Security Manager online service. Other limitations and fees may apply. See the Access and Security Manager Agreement and Digital Services Agreement for details.

Fraud Protection Services: Chase business checking customers may enroll in Check Monitoring/Check Protection Services and ACH Debit Block at no additional cost, based on account eligibility. Service activation is subject to Chase approval. Accounts cannot be enrolled in both Check Monitoring and Check Protection Services at the same time.

Check Monitoring (“Reverse Positive Pay”): Available for eligible Chase business checking accounts. Payment decision required by the cutoff time for each payment presented or the payment will be processed (unless otherwise agreed to in writing).

Check Protection Services (“Positive Pay”): Payee Name Verification is not available through Chase Business Online. Only Chase Performance Business Checking®, Chase Platinum Business Checking℠ and Chase Analysis Business Checking® accounts are eligible. 

ACH Debit Block (“ACH Positive Pay”): Only Chase Performance Business Checking®, Chase Platinum Business Checking℠ and Chase Analysis Business Checking® accounts are eligible to enroll.

Chase Business Line of Credit Annual Fee: 0.25% of line ($200 min; $750 max). After the first year, fee is waived if average utilization for the prior year is 40% or higher.

Chase Business Line of Credit has a revolving period of up to five years. At the end of the five-year revolving period, there is a five-year repayment period with the potential to renew. The revolving period may be terminated by Chase at any time at its discretion. Maximum request amount is $500,000. Visit your local branch to discuss more options to meet your business needs. Product available in all U.S. states excluding Hawaii and Alaska.

All extensions of credit are subject to the credit approval process of JPMorgan Chase Bank, N.A. Eligibility is based on several factors, including, but not limited to, a minimum consumer FICO® score of 660, business annual revenue of at least $100,000, and no majority ownership or management changes in the past two years. The FICO score used for eligibility is the personal FICO® Score. For businesses with more than one owner, at least one guarantor must have a minimum credit score of 660. Eligibility criteria may vary across products and meeting listed eligibility does not guarantee approval. Other eligibility factors may be considered during the credit approval process. Interest rates may vary based on geographic locations. Rates, program terms and conditions are subject to change without notice. Not all products and services are offered at all locations. Additional restrictions and limitations may apply.

The above is for promotional purposes only. Please consult your branch or relationship manager for the latest interest rates, associated fees (Appraisal, Recording, Tax Transcript, etc.), closing costs and/or balance requirements as they may differ among different geographic locations.

Zelle®: Enrollment in Zelle® at a participating financial institution using an eligible U.S. checking or savings account is required to use the service. Chase customers may not enroll using savings accounts; an eligible Chase consumer or business checking account is required, and may have its own account fees. Consult your account agreement. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase Online℠. Limitations may apply. Message and data rates may apply.

Zelle® is intended for payments to recipients you know and trust and is not intended for the purchase of goods from retailers, online marketplaces or through social media posts. Neither Zelle® nor Chase provide protection if you make a purchase of goods using Zelle® and then do not receive them or receive them damaged or not as described or expected. In case of errors or questions about your electronic funds transfers, including information on reimbursement for fraudulent Zelle® payments, see your account agreement. Neither Chase nor Zelle® offers reimbursement for authorized payments you make using Zelle®, except for a limited reimbursement program that applies for certain imposter scams where you sent money with Zelle®. This reimbursement program is not required by law and may be modified or discontinued at any time.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Wire Transfers: Fees may apply for sending and receiving wire transfers. Fees vary by account type, wire type, currency and other factors. For more information, please review the Additional Banking Services and Fees for Business Accounts at chase.com/business/disclosures or visit a Chase branch.

Foreign Exchange Rates: For wire transfers sent or received in a foreign currency, we set the exchange rate at our discretion which includes a fee and may be less favorable than those you see online or in publications. For more information refer to the Wire Transfers Agreement or the Additional Banking Services and Fees for Business Accounts at chase.com/business/disclosures.

Chase Mobile® app is available for select mobile devices. Message and data rates may apply from your service provider.

Merchant services are provided by Paymentech, LLC and/or other subsidiaries of JPMorgan Chase Bank, N.A. Chase Payment Solutions® is a registered trademark of JPMorgan Chase Bank, N.A. used by its subsidiaries in connection with the provision of merchant services.

Online Bill Payment: You must be enrolled in Chase Online℠ and designate a Chase business checking account as your primary account to activate and use Online Bill Payment.

ACH Payment Services: Real-time payment, Same-day ACH, and Standard ACH transactions each count toward your total daily limits for transaction amounts. Real-time payments use The Clearing House network to process payments and are not subject to Nacha rules and are not ACH transactions. Same-day and Standard ACH payments are subject to Nacha rules.

Real-time payments: Your payment generally arrives in moments. We review all payments before we process them, and we may require additional information, which could cause some delay. If you use Chase Dual Control, we will begin to process your payment once an authorized user approves it. Enrollment in ACH Payment Services is required. There is a fee of 1% of the payment amount, up to $25 per transaction for a real-time payment. Real-time payments are unavailable from 2:00 a.m. to 6:00 a.m. ET on business days and cannot be cancelled or reversed once processing begins. Not all payees’ banks support real-time payments.

Same-day ACH payments: Your payment generally arrives by end of day, when authorized before the 2:00 p.m. ET cut-off. Most payments scheduled after the 2:00 p.m. ET cut-off time will arrive the next business day by 1:00 p.m. ET. We review all payments before we process them and we may require additional information, which could cause some delay. Enrollment in ACH Payment Services is required. There is a fee of 1% of the payment amount, up to $25 per transaction for a Same-day ACH payment. Same-day ACH payment delivery is available during business days only. Final availability of the funds is subject to the recipient’s financial institution.

Standard ACH, including file uploaded payments, must be approved by 8:00 p.m. ET cut-off and arrival time is as early as 1 business day. Standard ACH payments authorized after the cut-off time will be processed the next business day. You can cancel a Standard ACH as long as you do so before the 8:00 p.m. ET cut-off time. We review all payments before we process them and we may require additional information which could cause some delay.

Additional information including transaction limits can be viewed in “Learn more” within the Business Payment Center.

Invoicing with Chase Business Complete Banking® is not currently available for all merchants.

This podcast is for educational purposes only and provides general information. The material is not intended to provide legal, tax, or financial advice or to indicate the availability or suitability of any JPMorgan Chase Bank, N.A. product or service. Outlooks and past performance are not guarantees of future results. Chase is not responsible for, and does not provide or endorse third party products, services or other content. For specific advice about your circumstances, you may wish to consult a qualified professional.

The speakers’ opinions belong to them and may differ from opinions of J.P. Morgan Chase & Co and its affiliates. Views presented on this podcast are those of the speakers; they are as of the podcast release date and they may not materialize.

Participation in the Chase for Business Coaching for Impact® program is subject to availability. You should carefully consider your needs and objectives before making any decisions as a result of this program and consult the appropriate professional(s).

This material is for Informational/Educational Purposes Only: The opinions expressed in this material may differ from the official policy or position of (or endorsement by) JPMorgan Chase & Co. or its affiliates. Opinions and strategies described may not be appropriate for everyone, and are not intended as specific advice/recommendations for any individual or business. The material is not intended to provide legal, tax, or financial advice or to indicate the availability or suitability of any JPMorgan Chase Bank, N.A. product or service. You should carefully consider your needs and objectives before making any decisions, and consult the appropriate professional(s). Outlooks and past performance are not guarantees of future results. JPMorgan Chase & Co. and its affiliates are not responsible for, and do not provide or endorse third party products, services or other content.

ABOUT EVERYDAY 401(k) BY J.P. MORGAN

Everyday 401(k) is a recordkeeping service available to customers. This service is provided by JPMorgan Invest Holdings, LLC (JPMIH). After enrolling in the service, customers are directed to J.P. Morgan Asset Management for investments. All investments made will be tracked by the recordkeeping service.

This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, investment, accounting, legal or tax advice. It is educational in nature and not designed to be a recommendation for any specific investment product, strategy, plan feature or other purposes. The information is shown for illustrative purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security.

Certain recordkeeping and related services for plans may be provided on behalf of JPMIH by Vestwell Holdings Inc.

Vestwell Holdings Inc. provides various fiduciary and non-fiduciary services on its proprietary recordkeeping platform to support tax-qualified retirement plans. To learn more about Vestwell Holdings Inc. and its services, please visit vestwell.com.

J.P. Morgan Asset Management is the brand name for the asset management business of JPMorgan Chase & Co. and its affiliates worldwide.

If you are a person with a disability and need additional support in viewing the material, please call 1-800-343-1113 for assistance.

Telephone calls and electronic communications may be monitored and/or recorded.

Personal data will be collected, stored and processed by J.P. Morgan Asset Management in accordance with our privacy policies.

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

  • Equal Housing OpportunityDeposit, credit card and home lending products provided by JPMorgan Chase Bank, N.A. Member FDIC

INVESTMENT AND INSURANCE PRODUCTS ARE:

  • NOT FDIC INSURED
  • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
  • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES
  • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED
Chase for Business links to Chase for Business home

Business Checking

Chase offers a variety of business checking accounts for small, mid-sized and large businesses. Compare our business checking solutions to help you find the right checking account for you.

Business Loans

Finance your small business with business loans from Chase. Find a variety of financing options including SBA loans, commercial financing and a business line of credit to invest in the future of your business.

Business Credit Cards

Find and apply for the Chase for Business credit card best suited for your business. Compare the benefits of Chase for Business credit cards.

Payment Solutions

Accept debit and credit cards with convenient payment solutions wherever you do business. Explore our point-of-sale systems, credit card terminals, invoicing solution and payment gateway. Read reviews from our merchants.

Business Savings

Chase offers a variety of business savings accounts including Total Savings, Premier Savings and a business CD. Compare savings accounts to help you find the right business savings account for you.

Business Debit Cards

A convenient way to pay and access ATMs – money is deducted right from your business checking account. Make deposits and withdrawals at the ATM with your business debit card.

Commercial Banking

Commercial Banking provides credit, financing, treasury and payment solutions tailored for large corporations, midsize businesses, startups in the innovation economy, and to domestic and international industry leaders.

Business Services

We’re here to help with your business banking needs. From payment processing to foreign exchange, Chase Business Banking has solutions and services that work for you.

Retirement Plans

Help your employees plan, save, and invest for their future with 401(k) plan solutions. J.P. Morgan’s low cost retirement plans are built for you and your employees.

“Chase,” “JPMorgan,” “JPMorgan Chase & Co.,” the JPMorgan Chase & Co. logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co.

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JPMorgan Chase & Co.