How does money move through your business?
Analyzing your business cash flow is a powerful way to understand your annual spending and revenue. Use the insights from this cash flow tool to better understand your business’s performance, forecast different financial scenarios and create a plan for future ebbs and flows.
Enter your business’s total annual revenue, broken down by category.
Use the dropdown menu to select the category of cash inflow. Then add details including a description, frequency of payment, date of deposit and total dollar amount. Click “Add” to start a new row. Continue until you’ve entered all of your revenue for the year.
Once you’ve completed your inflows, click “Continue to Outflows.”
Now figure out how much money your business spent in the past year. Complete this section the same way as your inflows. Select a spending category, then add a description, frequency of purchase, date withdrawn and the total dollar amount.
When you’re done, click “Continue to Analyze.”
Enter your cash on hand, or the total amount of cash your business can access quickly, including physical cash and money in your checking and savings accounts. Then review the analysis for insights into your annual cash flow. Be sure to download or save your results.
FAQs about business cash flow
How can I manage cash flow for my business?
Properly managing cash flow is an essential skill for any business owner. Regularly measuring your cash flow, paying bills strategically and negotiating payment terms are three ways to manage cash flow better. Learn more tips to manage cash flow for your business.
How can I improve my business cash flow for better performance?
Improving your cash flow is all about building up your cash buffer and balancing money coming in with money going out. Learn how focusing on these three variables can help you improve your cash flow.
How do I calculate cash flow?
There are a number of different formulas that you can use to calculate your cash flow, including operating cash flow, free cash flow and net cash flow. Each formula provides different insights about your business performance. Here's more information about cash flow formulas for your business.