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We’ve enhanced our platform for chase.com. For a better experience, download the Chase app for your iPhone or Android. Or, go to System Requirements from your laptop or desktop.

Chase Homebuyer Advantage

Chase Homebuyer Advantage℠ with Lock and Shop

Your employees can lock their rate and shop for their new home with confidence.

With rates changing daily, your employees get more control when they lock in the rate they want. There are no upfront fees, plus they'll get a float-down option — all with a conditional letter of approval to show sellers they're a serious buyer.

Employees can visit a branch or start online

Before house-hunting, we recommend customers talk with a Chase Home Lending Advisor to review their income, assets and credit history. They'll get a conditional letter of approval so they can make an offer on a home in their price range.

Lock in now and avoid rate increases

Lock and shop gives peace of mind knowing the interest rate won't increase. Customers start by locking in their rate for 90 days with no upfront fees. Then, when they find a home in 60 days; if rates drop before closing, they can exercises a one-time float-down to the lower rate.

Shop with a conditional letter of approval

Your employees can focus on homes in their price range, and use their conditional letter of approval to show sellers and real estate agents they're a serious and prepared buyer.

Close more quickly

Since most of the paperwork will already be complete, once your employee makes an offer, we'll just request that you provide the purchase contract and appraisal to finalize your paperwork and potentially close faster.

 

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