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Everyday 401(k) by J.P. Morgan

Retirement Plan Solutions

 

401(k) plan solutions built for you and your employees

 

J.P. Morgan's Everyday 401(k) plans offer:

 

Low costs

 

Transparent pricing so you know what to expect and the possibility to receive up to $5,000/year in tax credits when you start a 401(k) plan.

 

Simple solutions

 

Set up your 401(k) plan online by selecting from ready-to-use plan designs or customize a plan to suit your needs.

 

Stronger retirement savings

 

Help employees plan, save and invest for their future with a trusted firm that delivers a suite of insights and tools.

Costs and fees

401(k) plans start as low as $75 per month + $5 per participant per month.

 

If you’re converting an existing 401(k) plan, there’s a $300 fee.

J.P. Morgan is here to help you get the right 401(k) plan for your business and employees

01

Get started

 

Provide your information in the form and a J.P. Morgan representative with reach out to you.

02

Discuss and evaluate

 

A J.P. Morgan Retirement Plan specialist will help you find the right 401(k) plan design for your business.

03

Set up your 401(k) plan online

 

Select from ready-to-use plan designs or customize a plan to suit your needs.

Interested in a 401(k) plan by J.P. Morgan?

Get the latest retirement insights

 

Design a 401(k) plan that is right for your business

 

You have the flexibility to choose the 401(k) plan features to help you reach your business goals.

 

 

4 reasons to start a 401(k) plan

 

Keep your business moving forward by offering a low-cost retirement plan.

Footnote1

Under the SECURE Act, tax credits may be available to help you offset your first three years of plan startup costs in an amount equal to 50% of qualified startup costs paid or incurred, but limited to the greater of (1) $500; or (2) the lesser of (a) $250 for each non-highly compensated employee who is eligible to participate in the plan or (b) $5,000. In general, "qualified startup costs" are ordinary and necessary expenses of an eligible employer that are paid or incurred in connection with the establishment or administration of an eligible employer plan, or the retirement-related education of employees with respect to a plan if the plan has at least one participant who is not a highly compensated employee. Employers should be advised to consult their tax advisors concerning eligibility for the credit.

Everyday 401(k) by J.P. Morgan is not an offering of JPMorgan Chase Bank, NA; clients will be directed to J.P. Morgan Asset Management, an affiliate.


INVESTMENT AND INSURANCE PRODUCTS ARE:

  • · NOT FDIC INSURED
  • · NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

  • · NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES
  • · SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

This is a general communication being provided for informational purposes only. It is educational in nature and not designed to be a recommendation for any specific investment product, strategy, plan feature or other purposes. By receiving this communication you agree with the intended purpose described above. Any examples used in this material are generic, hypothetical and for illustration purposes only. None of J.P. Morgan Asset Management, its affiliates or representatives is suggesting that the recipient or any other person take a specific course of action or any action at all. Communications such as this are not impartial and are provided in connection with the advertising and marketing of products and services. JPMorgan Chase & Co. and its affiliates do not provide tax, legal or accounting advice. This material is not intended to provide, and should not be relied on, for tax, legal or accounting advice. The client should consult its own tax, legal and accounting advisors for advice before engaging in any transaction.

In no event shall J.P. Morgan Asset Management, JPMCB, N.A. or any of its directors, officers, employees or agents be liable for any use of, for any decision made or action taken in reliance upon, or for any inaccuracies or errors in or omissions from, the information herein.

Certain recordkeeping and related services for plans may be provided on behalf of JPMorgan Invest Holdings LLC (J.P. Morgan) by DST Retirement Solutions, LLC, a wholly owned subsidiary of SS&C Technology Holdings, Inc., neither of which are affiliated with J.P. Morgan.

Photography: Participants compensated.

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