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Home Equity Line of Credit | Chase

Access cash from the equity in your home

Apply now to apply now for a home equity loan

Apply for a Chase Home Equity Line of Credit today:

  • Fees: There are no closing or application fees — only a $50 origination fee and $50 annual fee.
  • Flexibility: Access your line of credit up to 10 years, followed by a 20-year repayment period.
  • The Chase Fixed-Rate LockSM Option: Switch from a variable rate to a fixed rate on all or a portion of your line of credit.
  • Chase customers save more: Get a 0.25% or 0.50% rate discount with a qualifying checking account.
  • Initial draw at closing: An opening balance of $30,000 or more may qualify for an additional rate discount between 0.25% to 0.50%. 

Get more out of the equity you've put into your home

  • Pay for home improvements, like a new kitchen or deck.
  • Save money by paying off high-interest credit card balances and loans.
  • Cover expenses, like college or medical costs.

Call 1-888-342-4273 to talk to a Home Lending Advisor.

Find a Home Lending Advisor

Current Home Equity Line of Credit variable rates

(as of 3/23/2018)

As a Chase customer, take advantage of an even lower APR:

.25% rate discount

with a Chase Total Checking® or Chase Premier Plus CheckingSM account

.50% rate discount

with a Chase Premier Platinum CheckingSM account

Tools to help you tap into your home's equity

Understand details

Start by learning how a home equity line of credit works.

Make a plan

Consider factors like your credit score, employment status and more.

Calculators & tools

The value of your home affects your possible credit limit.

Managing home equity

Helpful information to manage an existing home equity line of credit.