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Home Equity Line of Credit | Chase

Access cash from the equity in your home

Apply now to apply now for a home equity loan

Apply for a Chase home equity line of credit today:

  • Fees: Only a $50 origination fee and a $50 annual fee—no additional application fees or closing costs in most cases.
  • Flexibility: Access your line of credit up to 10 years, followed by a 20-year repayment period.
  • The Chase Fixed-Rate LockSM Option: Switch from a variable rate to a fixed rate on all or a portion of your line of credit.
  • Chase customers save more: Get a 0.25% or 0.50% rate discount with a qualifying checking account.
  • Initial draw at closing: An opening balance of $30,000 or more may qualify for an additional rate discount between 0.25% to 0.50%. 

Explore all of your options

In addition to obtaining a home equity line of credit, there’s also the choice of a one-time cash payment during refinancing. Both options will allow you to access cash that can be used for:

  • Home improvements like renovations and repairs to improve the quality of your home.
  • Covering expenses like medical and education costs or other major expenses.
  • Saving money in order to pay off high-interest credit card balances and loans.

Speak with a Home Lending Advisor 
about the best way to tap into your home's equity.

Current home equity line of credit variable rates

(as of 6/15/2018)

As a Chase customer, take advantage of an even lower APR:

.25% rate discount

with a Chase Total Checking® or Chase Premier Plus CheckingSM account

.50% rate discount

with a Chase Premier Platinum CheckingSM account

Tools to help you tap into your home's equity

Understand details

Start by learning how a home equity line of credit works.

Make a plan

Consider factors like your credit score, employment status and more.

Calculators & tools

The value of your home affects your possible credit limit.

Managing home equity

Helpful information to manage an existing home equity line of credit.