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Affordable Lending

Homeownership is within reach.

Get prequalified—Start online

See what’s possible with DreaMaker

Apply up to $3,000 assistance toward your closing costs or down payment

  • Earn $2,500 toward your purchase with the exclusive Chase Homebuyer GrantSM
  • Get $500 for completing a homebuyer education course
  • Competitive interest rates on single-family mortgages
  • A low 3% down payment option, which can come entirely from gift funds
  • Reduced mortgage insurance coverage that can be canceled as you pay down principal

Explore your mortgage options

In addition to our DreaMaker mortgage, we offer other low down payment options with competitive rates that are also eligible for the $2,500 Chase Homebuyer Grant.

Federal Housing Administration (FHA)

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  • Down payment options as low as 3.5%, which can be entirely from gift funds
  • No income limits
  • Flexible credit guidelines

Veterans Affairs (VA)

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  • Zero down payment option
  • No income limits
  • No monthly insurance (MI) required
  • Flexible guidelines on use of gift funds and credit history

Standard Agency

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  • Down payment options as low as 3%, which can be entirely from gift funds
  • No income limits

Real advice from real homebuyers

Getting a mortgage videoOpens Overlay

First-time homebuyers

Buying a home can be exciting and stressful at the same time, especially for the first-time homebuyer. Here are some tips to help you through a complicated process.

Buying vs. renting videoOpens Overlay

Buying vs renting

When you're getting ready to move or thinking about becoming a homeowner, it's important to weigh the pros and cons of buying vs. renting a home.

Housing Assistance Program

If you're ready to buy a home, there are many programs that may help with down payment and closing costs.

Talk with your Chase Home Lending Advisor about your options.

See Housing Assistance Programs