Alert Message Icon

Please update your browser.

Please update your browser now to help protect your accounts and give you a better experience on our site. See your browser choices.

Begin Site Message Content
Alert Message Icon
End Site Message Content

We’ve signed you out of your account.

Logoff You’ve successfully signed out

We’ve enhanced our platform for chase.com. For a better experience, download the Chase app for your iPhone or Android. Or, go to System Requirements from your laptop or desktop.

Frequently asked questions

Opening your account

Frequently asked questions

Opening your account

How can I open a You Invest Trade account?

open

To open a You Invest Trade account, all you need is a valid Social Security number and a U.S. home address. Apply now.

Who can I call if I still have questions about You Invest Trade accounts?

open

If you have questions about your You Invest account, please call us at 1-800-392-5749, Monday-Friday from 8 AM to 9 PM and Saturday 9 AM to 5 PM ET.

Is there a minimum amount needed to open a You Invest Trade account?

open

There is no minimum amount required to open a You Invest Trade account. Apply now.

 I stopped halfway through my application for a You Invest Trade account. Was my progress saved?

open

We save your application for several days. To continue working on your application, open the menu in the top left corner of your Chase dashboard. Under ‘Explore Products’, select ‘Application status’, then select ‘See your pending investment account applications’ to view your Application Status page.

I didn't receive an email saying that my application for a You Invest Trade account was submitted. Did my application go through? 

open

First, open the menu in the top left corner of your Chase dashboard. Under ‘Explore Products’, select ‘Application status’, then select ‘See your pending investment account applications’ to view your Application Status page. If your application is not on the Application Status page and you haven’t received a submission email, then there may have been an error. If you need help, call us at 1-800-392-5749, Monday–Friday from 8 AM to 9 PM and Saturday from 9 AM to 5 PM ET, and tell us this code: NCSC-1014. 

What is an individual retirement account (IRA)?

open

An individual retirement account (IRA) is a type of account that you can use to hold assets for your retirement. You can set up either a traditional IRA or a Roth IRA. They have different tax benefits and different rules.

Apply to open a You Invest Trade IRA here.

To open a managed IRA assigned to a financial advisor, please visit your local Chase branch.

You can learn more about IRAs here.

Where can I find more information on investment accounts?

open

You can learn more about J.P. Morgan investment products here.

To open a You Invest Trade account online, apply here.

You can also visit a Chase branch and speak with a financial advisor about our investment products.

What is a You Invest Trade account?

open

With a You Invest Trade account, you can trade stocks, bonds, mutual funds and exchange-traded funds (ETFs) by yourself. Click here to learn more.

What types of You Invest Trade accounts are offered?

open

You can open the following types of accounts with You Invest Trade:

  • Individual Brokerage Account
  • Joint Brokerage Account
  • Roth IRA
  • Traditional IRA

Click here to learn more.

How long does it take to open a You Invest Trade account?

open

We’ll review your application within 1 business day. We’ll reach out if we have any questions, and you’ll get an email notification when we’ve processed your application.

Can I open a joint brokerage account online?

open

With You Invest Trade, you can open a joint brokerage account online. A joint brokerage account is shared by one or more individuals. You Invest Trade offers three types of joint brokerage accounts.

 

Joint Tenants with Rights of Survivorship (JTWROS):  The most common account type. Both you and co-applicant will have equal interest in account assets. Upon the death of a joint tenant, the ownership of the assets is retained by the surviving joint owner. This account is not available to Louisiana residents.

 

Joint Tenants in Common (TIC):  Those on this account have equal interest in account assets. If an account holder dies, their share of the assets will be inherited by their estate or beneficiary while the surviving tenant will continue to own their share.

 

Joint with Community Property (CP):  An account for married couples. You and co-applicant will have equal interest in account assets. If an account holder dies, their assets will be inherited by their estate or beneficiary depending on the law of their home state. This account is only available in Washington, Idaho, Wisconsin, California, Nevada, New Mexico, Arizona, Texas and Louisiana.

 

Click here to learn more.

What are the fees and commissions associated with a You Invest Trade account?

open

You can learn more about fees and commissions associated with a You Invest Trade account here.

What is a Trusted Contact Person (TCP)?

open

A Trusted Contact Person (TCP) is someone you authorize us to contact if we have questions about your health status or current contact information.  We may also contact your TCP about potential fraud or financial exploitation in connection with any of your accounts. A Trusted Contact Person is not a beneficiary and can’t make decisions about your account.

What is a beneficiary?

open

A beneficiary inherits the assets held in an investment account in case of the account holder’s death. You can list multiple beneficiaries on your investment accounts. There are three types of beneficiaries:

  • An individual is a specific person who will receive the assets in your account.
  • An entity is an organization that will receive the assets in your account.
  • A trust that you have named in your will or in a trust agreement may inherit the assets.

What’s the difference between a Trusted Contact Person and a beneficiary?

open

A Trusted Contact Person (TCP) is someone you authorize us to contact if we have any questions about your health status or current contact information. We may also contact your TCP about potential fraud or financial exploitation in connection with any of your accounts. A TCP can’t make decisions about your account.

 

A beneficiary is an individual, entity or trust that inherits your assets in case of your death.

For a You Invest Trade joint brokerage account, can my spouse and I use the same username and password?

open

Each individual needs their own separate online Chase profile when opening a You Invest Trade joint brokerage account.