Opening your account FAQs

You Invest Portfolios provides you a portfolio designed and managed by J.P. Morgan. You’ll answer a few quick questions about your goals, time horizon and risk tolerance, and we’ll match you to a portfolio to help you meet those goals. You can start investing with just $500, and once you’ve funded your portfolio and set up recurring transfers, you can relax and we'll keep you on track. 

Learn more about what you can do with You Invest Portfolios.

A You Invest Trade brokerage account lets you trade stocks, bonds, mutual funds, exchange-traded funds (ETFs) and options online on your own. Learn more about what you can do with You Invest Trade.

See our step-by-step guide on how to open an account (PDF).

You Invest offers two different ways to get invested. You Invest Trade is a brokerage account which gives you full control to manage your investments on your own, while You Invest Portfolios is a managed account that gives you a portfolio aligned to you and your goals, managed by professionals at J.P. Morgan.

Both options offer retirement (traditional and Roth IRA) accounts and non-retirement accounts. Non-retirement accounts can also be opened as joint accounts. 

You can open a You Invest Trade account here.

You can open a You Invest Portfolios account here.

To open a You Invest account, you need to be at least 18 years old and have a valid Social Security number and U.S. home address. We may also ask you for your valid driver's license or state-issued ID. Apply now.

You can open a You Invest account right now, even if you’re not already a Chase bank customer.

You Invest offers two different ways to get invested. You Invest Trade is a brokerage account which gives you full control to manage your investments on your own, while You Invest Portfolios is a managed account that gives you a portfolio aligned to you and your goals, managed by professionals at J.P. Morgan.

Both options offer retirement (traditional and Roth IRA) accounts and non-retirement accounts. Non-retirement accounts can also be opened as joint accounts. 

With You Invest Trade, there's no minimum account balance to get started, and you get unlimited commission-free online stock, ETF and options trades for your first year—just $2.95 thereafter. Chase Premier Plus Checking, Chase Sapphire Banking, Chase Private Client, J.P. Morgan Private Bank and J.P. Morgan Securities clients invest online commission-free every year. Options contract and other fees may apply. Get more info on pricing and fees here.

With You Invest Portfolios, you can get started with as little as $500 and pay an advisory fee of 0.35%. All in, no hidden management fees.

You Invest Portfolios charges 0.35% of the account balance per year. 

See more information about pricing here. 

You can open a You Invest Trade account and start trading with as little as $1. Apply now.

To open a You Invest Portfolios account, you need to deposit at least $500 so we can create a diversified portfolio that fits your goals. Apply now.

Yes, we offer joint You Invest accounts, shared by two individuals. You Invest offers three types of joint accounts: 

Joint Tenants with Rights of Survivorship (JTWROS): The most common account type. Both you and co-applicant have equal interest in account assets. If an account holder dies, the ownership of the assets is retained by the surviving joint owner. This account isn't available to Louisiana residents. 

Joint Tenants in Common (TIC): Those on this account have equal interest in account assets. If an account holder dies, their share of the assets will be inherited by their estate or beneficiary while the surviving tenant will continue to own their share. 

Joint with Community Property (CP): An account for married couples. You and co-applicant have equal interest in account assets. If an account holder dies, their assets will be inherited by their estate or beneficiary depending on the law of their home state. This account is available in Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin. 

See our step-by-step guide on how to open a joint You Invest account (PDF).

Keep in mind, some clients may not be eligible for joint accounts. 

No, each individual needs their own separate Chase profile to open a You Invest joint account. You can set up a chase.com profile here.  

If you’d like help retrieving your profile information, please call us at 1-800-392-5749, Monday–Friday from 8 AM to 9 PM ET and Saturday from 9 AM to 5 PM ET. 

We save your application for several days. To continue working on your application, open the menu in the top left corner of your Chase dashboard. Under ‘Explore Products’, choose ‘Application status’, then choose ‘See your pending investment account applications’ to see your Application Status page.

First, open the menu in the top left corner of your Chase dashboard. Under ‘Explore Products’, choose ‘Application status’, then choose ‘See your pending investment account applications’ to see your Application Status page. If your application isn't on the Application Status page and you haven’t received a submission email, then there may have been an error. If you need help, call us at 1-800-392-5749, Monday–Friday from 8 AM to 9 PM and Saturday from 9 AM to 5 PM ET, and tell us this code: NCSC-1014. 

An individual retirement account (IRA) is intended to hold assets for your retirement. 

There are 2 types of IRAs: traditional and Roth. They have different tax benefits and different rules.

Apply to open a You Invest Trade IRA here. 

Apply to open a You Invest Portfolios IRA here. 

To open an IRA with a J.P. Morgan advisor, please go to your local Chase branch.

You can learn more about IRAs here.

You Invest accounts can only be opened as personal accounts.

You can open a You Invest account here. 

If you have questions, you can call us at 1-800-392-5749, Monday–Friday from 8 AM to 9 PM ET and Saturday from 9 AM to 5 PM ET.

We’ll review your application within 1 business day and will reach out if we have any questions. You’ll get an email letting you know when your account is open.

If you have questions about your You Invest Trade account, please call us at 1-800-392-5749, Monday–Friday from 8 AM to 9 PM and Saturday 9 AM to 5 PM ET.

For questions about your You Invest Portfolios account, please call us at 1-800-776-6061, Monday–Friday from 8 AM to 9 PM and Saturday 9 AM to 5 PM ET.

You can learn more about J.P. Morgan investment products here.

To open a You Invest account online, apply here. 

You can also go to a Chase branch and speak with a J.P. Morgan advisor about our investment products.